Watkinsville, GA30677

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$511,000
0.6% YoY Growth
Median Household Income
$103,000
30.8% 5-Year Growth
Days on Market
96
44.0% Longer than last year
Home Price Forecast
2.2%
Median Rent
$2,300
13.3% YoY Growth
1-Bed Rent
$1,650
N/A
2-Bed Rent
$1,800
47.3% YoY Growth
3-Bed Rent
$2,250
12.4% YoY Growth

Property Listings — Watkinsville, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Watkinsville, GA is 96. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$616,0000.0%
Listing Count
14126.0%
Listings as % of Homes0.9%26.0%
Days on Market
9644.0%
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Demographics — Watkinsville, GA

As of the latest ACS Survey released in 2023, Watkinsville, GA has a population of 21,500, which has increased by 17.1% over the past 5 years. Watkinsville, GA is a popular place for families, as children make up 25.4% of the population. The area has a highly educated workforce, with 55.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
21,50017.1%
% Under 18
25.4%8.1%
% Seniors
19.2%38.1%
% WFH
16.6%159.4%
% w/ College Degree
55.1%10.9%
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As of the latest ACS Survey released in 2023, Watkinsville, GA is a predominantly white area, with 83.7% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Watkinsville, GA is hispanic, making up 4.4% of the population. Foreign-born residents account for 6.4% of the population in Watkinsville, GA, and this percentage has increased by 28.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.7%-0.5%
% Black
4.1%-38.8%
% Hispanic
4.4%7.3%
% Asian
3.8%-5.0%
% Foreign Born
6.4%28.0%
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Mortgage and Risk — Watkinsville, GA

According to HUD data as of 2023, there were 451 mortgage originations in Watkinsville, GA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Watkinsville, GA. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
451
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Watkinsville, GA

As of 2024, the percent of homes in Watkinsville, GA under the Section 8 program is 0.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Watkinsville, GA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
0
% Rentals under Section 8
0.0%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$240$1,650$1,410
2 Bedroom-$230$1,800$1,570
3 Bedroom-$170$2,250$2,080
4 Bedroom-$390$2,600$2,210

Affordability — Watkinsville, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$511,000
Median Household Income$103,000

Watkinsville, GA — ZIP Code Boundary Map

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Frequently Asked Questions