Chickamauga, GA30707

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$258,000
0.3% YoY Growth
Median Household Income
$71,500
44.6% 5-Year Growth
Days on Market
61
11.0% Longer than last year
Home Price Forecast
2.1%
Median Rent
$1,150
18.1% YoY Growth
1-Bed Rent
$850
2.0% YoY Growth
2-Bed Rent
$1,180
23.4% YoY Growth
3-Bed Rent
$1,750
1.6% YoY Growth

Property Listings — Chickamauga, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Chickamauga, GA is 61. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$394,0003.0%
Listing Count
8113.0%
Listings as % of Homes0.8%13.0%
Days on Market
6111.0%
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Demographics — Chickamauga, GA

As of the latest ACS Survey released in 2023, Chickamauga, GA has a population of 16,800, which has increased by 5.6% over the past 5 years. Chickamauga, GA is a moderately popular place for families, as children make up 23.2% of the population. The area has a poorly educated workforce, with 24.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,8005.6%
% Under 18
23.2%8.9%
% Seniors
16.3%-5.8%
% WFH
16.4%556.0%
% w/ College Degree
24.9%69.4%
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As of the latest ACS Survey released in 2023, Chickamauga, GA is a predominantly white area, with 92.8% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Chickamauga, GA is black, making up 3.1% of the population. Foreign-born residents account for 0.9% of the population in Chickamauga, GA, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
92.8%-2.4%
% Black
3.1%-18.4%
% Hispanic
1.7%1,600.0%
% Asian
0.5%400.0%
% Foreign Born
0.9%50.0%
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Mortgage and Risk — Chickamauga, GA

According to HUD data as of 2023, there were 356 mortgage originations in Chickamauga, GA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Chickamauga, GA. Investor activity is low, as 4.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
356
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
4.0%
% Second Loans
3.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Chickamauga, GA

As of 2024, the percent of homes in Chickamauga, GA under the Section 8 program is 0.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Chickamauga, GA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
3
Total Units Section 8
3
% Rentals under Section 8
0.3%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$250$850$1,100
2 Bedroom$40$1,180$1,220
3 Bedroom-$210$1,750$1,540
4 Bedroom-$140$1,800$1,660

Affordability — Chickamauga, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$258,000
Median Household Income$71,500

Chickamauga, GA — ZIP Code Boundary Map

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Frequently Asked Questions