Ringgold, GA—30736
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ringgold, GA
As of Oct '25, the median home price in Ringgold, GA is $312,000, with a year-over-year change of 0.0%. This indicates that home prices in Ringgold, GA are flat. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $312,000 | 0.0% |
| Single Family | $312,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $226,000 | 0.4% |
3 Bed | $305,000 | 0.3% |
4 Bed | $400,000 | -0.2% |
| 5 Bed | $535,000 | 0.4% |
% of Housing Stock
Rental Trends — Ringgold, GA
As of July '25, Rentcast reports the average rent in Ringgold, GA is $1,490, with a year-over-year rent change of -6.9%. Per bedroom, the median rent as of July '25 in Ringgold, GA is studios: $813, 1-bedrooms: $854, 2-bedrooms: $1,300, 3-bedrooms: $2,100, 4-bedrooms: $2,810. The most common rental property sizes in Ringgold, GA are 2-bedroom and 3-bedroom, accounting for 42.6% and 30.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,490 |
| Studio Rent | $975 | $813 |
| 1 Bed Rent | $850 | $854 |
| 2 Bed Rent | $1,220 | $1,300 |
| 3 Bed Rent | $2,080 | $2,100 |
| 4 Bed Rent | $2,400 | $2,810 |
% of Rental Stock
Property Listings — Ringgold, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ringgold, GA is 61. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $340,000 | 0.0% |
Listing Count | 226 | 21.0% |
| Listings as % of Homes | 0.7% | 21.0% |
Days on Market | 61 | 2.0% |
Demographics — Ringgold, GA
As of the latest ACS Survey released in 2023, Ringgold, GA has a population of 44,100, which has increased by 2.3% over the past 5 years. Ringgold, GA is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 26.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 44,100 | 2.3% |
% Under 18 | 23.2% | -3.3% |
% Seniors | 16.7% | 11.3% |
% WFH | 9.4% | 147.4% |
% w/ College Degree | 26.7% | 6.4% |
As of the latest ACS Survey released in 2023, Ringgold, GA is a predominantly white area, with 89.2% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Ringgold, GA is hispanic, making up 2.9% of the population. Foreign-born residents account for 2.0% of the population in Ringgold, GA, and this percentage has decreased by 16.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.2% | -3.1% |
% Black | 2.1% | 5.0% |
% Hispanic | 2.9% | -14.7% |
% Asian | 1.3% | 30.0% |
% Foreign Born | 2.0% | -16.7% |
Mortgage and Risk — Ringgold, GA
According to HUD data as of 2023, there were 918 mortgage originations in Ringgold, GA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Ringgold, GA. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 918 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Ringgold, GA
As of 2024, the percent of homes in Ringgold, GA under the Section 8 program is 1.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Ringgold, GA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 56 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | 62.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $330 | $850 | $1,180 |
| 2 Bedroom | $90 | $1,220 | $1,310 |
| 3 Bedroom | -$430 | $2,080 | $1,650 |
| 4 Bedroom | -$620 | $2,400 | $1,780 |
Affordability — Ringgold, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $312,000 |
| Median Household Income | $83,900 |