Fort Oglethorpe, GA—30742
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Oglethorpe, GA
As of Oct '25, the median home price in Fort Oglethorpe, GA is $256,000, with a year-over-year change of -1.2%. This indicates that home prices in Fort Oglethorpe, GA are decreasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $256,000 | -1.2% |
| Single Family | $256,000 | -1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $208,000 | -1.4% |
3 Bed | $267,000 | -0.7% |
4 Bed | $330,000 | -1.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fort Oglethorpe, GA
As of July '25, Rentcast reports the average rent in Fort Oglethorpe, GA is $1,090, with a year-over-year rent change of -10.7%. Per bedroom, the median rent as of July '25 in Fort Oglethorpe, GA is studios: $810, 1-bedrooms: $911, 2-bedrooms: $1,180, 3-bedrooms: $1,610. The most common rental property sizes in Fort Oglethorpe, GA are 2-bedroom and 1-bedroom, accounting for 39.8% and 32.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,090 |
| Studio Rent | $810 | $810 |
| 1 Bed Rent | $850 | $911 |
| 2 Bed Rent | $1,200 | $1,180 |
| 3 Bed Rent | $1,600 | $1,610 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fort Oglethorpe, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Oglethorpe, GA is 67. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $330,000 | 5.0% |
Listing Count | 33 | -12.0% |
| Listings as % of Homes | 1.0% | -12.0% |
Days on Market | 67 | 28.0% |
Demographics — Fort Oglethorpe, GA
As of the latest ACS Survey released in 2023, Fort Oglethorpe, GA has a population of 7,750, which has decreased by -1.2% over the past 5 years. Fort Oglethorpe, GA is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 17.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,750 | -1.2% |
% Under 18 | 20.9% | -13.3% |
% Seniors | 26.1% | 38.8% |
% WFH | 4.7% | 193.8% |
% w/ College Degree | 17.7% | 45.1% |
As of the latest ACS Survey released in 2023, Fort Oglethorpe, GA is a predominantly white area, with 85.4% of the population identifying as white. The white population has shrunk by 2.6% in the last 5 years. The second most common race or ethnicity in Fort Oglethorpe, GA is asian, making up 5.4% of the population. Foreign-born residents account for 4.1% of the population in Fort Oglethorpe, GA, and this percentage has increased by 156.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.4% | -2.6% |
% Black | 4.2% | -28.8% |
% Hispanic | 1.6% | 300.0% |
% Asian | 5.4% | 170.0% |
% Foreign Born | 4.1% | 156.2% |
Mortgage and Risk — Fort Oglethorpe, GA
According to HUD data as of 2023, there were 118 mortgage originations in Fort Oglethorpe, GA, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Fort Oglethorpe, GA. Investor activity is low, as 8.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 118 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 8.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Fort Oglethorpe, GA
Fort Oglethorpe, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 267 |
Total Units Section 8 | 194 |
% Rentals under Section 8 | 9.3% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $280 | $850 | $1,130 |
| 2 Bedroom | $60 | $1,200 | $1,260 |
| 3 Bedroom | -$10 | $1,600 | $1,590 |
| 4 Bedroom | N/A | N/A | $1,720 |
Affordability — Fort Oglethorpe, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5 |
| Median Home Price | $256,000 |
| Median Household Income | $46,500 |