Summerville, GA—30747
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Summerville, GA
As of Oct '25, the median home price in Summerville, GA is $181,000, with a year-over-year change of -1.4%. This indicates that home prices in Summerville, GA are decreasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $181,000 | -1.4% |
| Single Family | $181,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $140,000 | 0.0% |
3 Bed | $218,000 | 3.3% |
4 Bed | $346,000 | 3.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Summerville, GA
As of July '25, Rentcast reports the average rent in Summerville, GA is $1,450, with a year-over-year rent change of -9.4%. Per bedroom, the median rent as of July '25 in Summerville, GA is 4-bedrooms: $1,450. The most common rental property sizes in Summerville, GA are 3-bedroom and 2-bedroom, accounting for 39.3% and 35.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,450 | $1,450 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,450 | $1,450 |
% of Rental Stock
Property Listings — Summerville, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Summerville, GA is 50. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $209,000 | 5.0% |
Listing Count | 60 | -5.0% |
| Listings as % of Homes | 0.5% | -5.0% |
Days on Market | 50 | -10.0% |
Demographics — Summerville, GA
As of the latest ACS Survey released in 2023, Summerville, GA has a population of 14,700, which has decreased by -4.7% over the past 5 years. Summerville, GA is a moderately popular place for families, as children make up 20.5% of the population. The area has a poorly educated workforce, with 11.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,700 | -4.7% |
% Under 18 | 20.5% | 2.5% |
% Seniors | 20.5% | 20.6% |
% WFH | 4.8% | 166.7% |
% w/ College Degree | 11.0% | 3.8% |
As of the latest ACS Survey released in 2023, Summerville, GA is a predominantly white area, with 86.1% of the population identifying as white. The white population has grown by 5.9% in the last 5 years. The second most common race or ethnicity in Summerville, GA is black, making up 7.7% of the population. Foreign-born residents account for 1.6% of the population in Summerville, GA, and this percentage has increased by 77.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.1% | 5.9% |
% Black | 7.7% | -48.7% |
% Hispanic | 1.8% | 0.0% |
% Asian | 0.1% | 0.0% |
% Foreign Born | 1.6% | 77.8% |
Mortgage and Risk — Summerville, GA
According to HUD data as of 2023, there were 178 mortgage originations in Summerville, GA, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Summerville, GA. Investor activity is low, as 6.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 178 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 6.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Summerville, GA
Summerville, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 374 |
Total Units Section 8 | 362 |
% Rentals under Section 8 | 17.7% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,270 |
| 4 Bedroom | $30 | $1,450 | $1,480 |
Affordability — Summerville, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $181,000 |
| Median Household Income | $48,800 |