Lincolnton, GA—30817
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lincolnton, GA
As of Oct '25, the median home price in Lincolnton, GA is $259,000, with a year-over-year change of 3.5%. This indicates that home prices in Lincolnton, GA are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $259,000 | 3.5% |
| Single Family | $258,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $157,000 | 0.6% |
3 Bed | $275,000 | 4.6% |
4 Bed | $453,000 | 5.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lincolnton, GA
As of July '25, Rentcast reports the average rent in Lincolnton, GA is $2,220, with a year-over-year rent change of 34.5%. Per bedroom, the median rent as of July '25 in Lincolnton, GA is 2-bedrooms: $2,500, 4-bedrooms: $1,950. The most common rental property sizes in Lincolnton, GA are 3-bedroom and 4-bedroom, accounting for 43.2% and 23.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $2,220 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,500 | $2,500 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,950 | $1,950 |
% of Rental Stock
Property Listings — Lincolnton, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Lincolnton, GA is 95. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $599,000 | 29.0% |
Listing Count | 40 | 44.0% |
| Listings as % of Homes | 0.5% | 44.0% |
Days on Market | 95 | -8.0% |
Demographics — Lincolnton, GA
As of the latest ACS Survey released in 2023, Lincolnton, GA has a population of 7,740, which has increased by 1.3% over the past 5 years. Lincolnton, GA is a moderately popular place for families, as children make up 19.7% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,740 | 1.3% |
% Under 18 | 19.7% | -3.0% |
% Seniors | 24.9% | 16.4% |
% WFH | 6.6% | 127.6% |
% w/ College Degree | 15.7% | 17.2% |
As of the latest ACS Survey released in 2023, Lincolnton, GA is a predominantly white area, with 67.1% of the population identifying as white. The white population has grown by 2.9% in the last 5 years. The second most common race or ethnicity in Lincolnton, GA is black, making up 28.1% of the population. Foreign-born residents account for 2.7% of the population in Lincolnton, GA, and this percentage has increased by 125.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.1% | 2.9% |
% Black | 28.1% | -12.7% |
% Hispanic | 1.3% | -23.5% |
% Asian | 0.1% | -50.0% |
% Foreign Born | 2.7% | 125.0% |
Mortgage and Risk — Lincolnton, GA
According to HUD data as of 2023, there were 164 mortgage originations in Lincolnton, GA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Lincolnton, GA. Investor activity is low, as 12.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 164 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 12.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Lincolnton, GA
Lincolnton, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 65 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | -$1,560 | $2,500 | $940 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | -$700 | $1,950 | $1,250 |
Affordability — Lincolnton, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $259,000 |
| Median Household Income | $49,700 |