Cadwell, GA—31009
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cadwell, GA
As of Oct '25, the median home price in Cadwell, GA is $147,000, with a year-over-year change of -9.7%. This indicates that home prices in Cadwell, GA are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $147,000 | -9.7% |
| Single Family | $146,000 | -10.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cadwell, GA
Cadwell, GA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cadwell, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cadwell, GA is 105. This is a decrease of -36.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $289,000 | 104.0% |
Listing Count | 5 | 23.0% |
| Listings as % of Homes | 0.7% | 23.0% |
Days on Market | 105 | -36.0% |
Demographics — Cadwell, GA
As of the latest ACS Survey released in 2023, Cadwell, GA has a population of 1,140, which has decreased by -13.3% over the past 5 years. Cadwell, GA is a moderately popular place for families, as children make up 20.8% of the population. The area has a poorly educated workforce, with 14.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,140 | -13.3% |
% Under 18 | 20.8% | 35.9% |
% Seniors | 21.1% | -13.5% |
% WFH | 3.9% | 387.5% |
% w/ College Degree | 14.1% | 98.6% |
As of the latest ACS Survey released in 2023, Cadwell, GA is a predominantly white area, with 81.3% of the population identifying as white. The white population has grown by 4.5% in the last 5 years. The second most common race or ethnicity in Cadwell, GA is black, making up 8.1% of the population. Foreign-born residents account for 1.8% of the population in Cadwell, GA, and this percentage has decreased by 40.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.3% | 4.5% |
% Black | 8.1% | -42.6% |
% Hispanic | 5.8% | 0.0% |
% Asian | 0.5% | 0.0% |
% Foreign Born | 1.8% | -40.0% |
Mortgage and Risk — Cadwell, GA
According to HUD data as of 2023, there were 32 mortgage originations in Cadwell, GA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Cadwell, GA. Investor activity is low, as 12.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 32 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 12.0% |
% Second Loans | 9.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Cadwell, GA
Cadwell, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,230 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Cadwell, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $147,000 |
| Median Household Income | $48,300 |