Milledgeville, GA31061

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$240,000
3.2% YoY Growth
Median Household Income
$55,400
39.7% 5-Year Growth
Days on Market
77
19.0% Longer than last year
Home Price Forecast
1.0%
Median Rent
$1,100
9.6% YoY Growth
1-Bed Rent
$700
19.6% YoY Growth
2-Bed Rent
$985
5.5% YoY Growth
3-Bed Rent
$1,500
11.7% YoY Growth

Property Listings — Milledgeville, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Milledgeville, GA is 77. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$367,000-1.0%
Listing Count
19524.0%
Listings as % of Homes0.6%24.0%
Days on Market
7719.0%
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Demographics — Milledgeville, GA

As of the latest ACS Survey released in 2023, Milledgeville, GA has a population of 41,200, which has decreased by -5.9% over the past 5 years. Milledgeville, GA is a moderately popular place for families, as children make up 18.6% of the population. The area has a moderately educated workforce, with 26.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
41,200-5.9%
% Under 18
18.6%-2.1%
% Seniors
16.7%16.8%
% WFH
6.7%272.2%
% w/ College Degree
26.0%20.4%
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As of the latest ACS Survey released in 2023, Milledgeville, GA is a predominantly white area, with 50.5% of the population identifying as white. The white population has shrunk by 3.4% in the last 5 years. The second most common race or ethnicity in Milledgeville, GA is black, making up 42.8% of the population. Foreign-born residents account for 2.6% of the population in Milledgeville, GA, and this percentage has decreased by 3.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
50.5%-3.4%
% Black
42.8%1.2%
% Hispanic
2.8%27.3%
% Asian
1.8%12.5%
% Foreign Born
2.6%-3.7%
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Mortgage and Risk — Milledgeville, GA

According to HUD data as of 2023, there were 465 mortgage originations in Milledgeville, GA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Milledgeville, GA. Investor activity is low, as 14.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
465
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
14.0%
% Second Loans
5.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Milledgeville, GA

As of 2024, the percent of homes in Milledgeville, GA under the Section 8 program is 9.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Milledgeville, GA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
575
Total Units Section 8
557
% Rentals under Section 8
9.9%
% Occupied Section 8
77.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$200$700$900
2 Bedroom$55$985$1,040
3 Bedroom-$240$1,500$1,260
4 Bedroom-$80$1,650$1,570

Affordability — Milledgeville, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$240,000
Median Household Income$55,400

Milledgeville, GA — ZIP Code Boundary Map

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Frequently Asked Questions