Macon, GA31204

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$118,000
3.1% YoY Growth
Median Household Income
$38,500
18.0% 5-Year Growth
Days on Market
74
11.0% Longer than last year
Home Price Forecast
2.3%
Median Rent
$995
6.6% YoY Growth
1-Bed Rent
$783
13.1% YoY Growth
2-Bed Rent
$899
8.3% YoY Growth
3-Bed Rent
$1,100
4.0% YoY Growth

Other Zip Codes in Macon, GA

Property Listings — Macon, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Macon, GA is 74. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$129,00017.0%
Listing Count
20211.0%
Listings as % of Homes0.8%11.0%
Days on Market
7411.0%
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Demographics — Macon, GA

As of the latest ACS Survey released in 2023, Macon, GA has a population of 32,700, which has increased by 10.3% over the past 5 years. Macon, GA is a moderately popular place for families, as children make up 24.5% of the population. The area has a poorly educated workforce, with 21.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,70010.3%
% Under 18
24.5%0.0%
% Seniors
15.2%-9.0%
% WFH
6.0%100.0%
% w/ College Degree
21.9%-4.8%
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As of the latest ACS Survey released in 2023, Macon, GA is a predominantly black area, with 65.2% of the population identifying as black. The black population has grown by 7.1% in the last 5 years. The second most common race or ethnicity in Macon, GA is white, making up 27.6% of the population. Foreign-born residents account for 2.2% of the population in Macon, GA, and this percentage has increased by 4.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
27.6%-17.4%
% Black
65.2%7.1%
% Hispanic
2.5%25.0%
% Asian
1.2%9.1%
% Foreign Born
2.2%4.8%
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Mortgage and Risk — Macon, GA

According to HUD data as of 2023, there were 363 mortgage originations in Macon, GA, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 90.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Macon, GA. Investor activity is low, as 12.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
363
% Conventional Loans
63.0%
% Government Loans
37.0%
% Investor Loans
12.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Macon, GA

As of 2024, the percent of homes in Macon, GA under the Section 8 program is 28.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Macon, GA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
2,261
Total Units Section 8
2,060
% Rentals under Section 8
28.2%
% Occupied Section 8
87.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$167$783$950
2 Bedroom$201$899$1,100
3 Bedroom$230$1,100$1,330
4 Bedroom$60$1,400$1,460

Affordability — Macon, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$118,000
Median Household Income$38,500

Macon, GA — ZIP Code Boundary Map

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Frequently Asked Questions