Macon, GA31220

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$244,000
0.2% YoY Growth
Median Household Income
$83,300
40.7% 5-Year Growth
Days on Market
89
61.0% Longer than last year
Home Price Forecast
1.8%
Median Rent
$1,400
26.8% YoY Growth
1-Bed Rent
$1,090
N/A
2-Bed Rent
$1,220
6.5% YoY Growth
3-Bed Rent
$1,600
4.8% YoY Growth

Other Zip Codes in Macon, GA

Property Listings — Macon, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Macon, GA is 89. This is a increase of 61.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$348,00023.0%
Listing Count
10526.0%
Listings as % of Homes0.8%26.0%
Days on Market
8961.0%
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Demographics — Macon, GA

As of the latest ACS Survey released in 2023, Macon, GA has a population of 16,200, which has increased by 11.7% over the past 5 years. Macon, GA is a moderately popular place for families, as children make up 23.1% of the population. The area has a moderately educated workforce, with 34.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,20011.7%
% Under 18
23.1%6.9%
% Seniors
18.8%21.3%
% WFH
9.7%98.0%
% w/ College Degree
34.1%4.0%
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As of the latest ACS Survey released in 2023, Macon, GA is a predominantly white area, with 46.1% of the population identifying as white. The white population has shrunk by 13.3% in the last 5 years. The second most common race or ethnicity in Macon, GA is black, making up 42.6% of the population. Foreign-born residents account for 5.4% of the population in Macon, GA, and this percentage has increased by 12.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
46.1%-13.3%
% Black
42.6%11.2%
% Hispanic
3.5%0.0%
% Asian
4.7%56.7%
% Foreign Born
5.4%12.5%
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Mortgage and Risk — Macon, GA

According to HUD data as of 2023, there were 247 mortgage originations in Macon, GA, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 85.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Macon, GA. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
247
% Conventional Loans
57.0%
% Government Loans
43.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Macon, GA

As of 2024, the percent of homes in Macon, GA under the Section 8 program is 3.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Macon, GA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
82
Total Units Section 8
82
% Rentals under Section 8
3.3%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$280$1,090$1,370
2 Bedroom$370$1,220$1,590
3 Bedroom$310$1,600$1,910
4 Bedroom$60$2,100$2,160

Affordability — Macon, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.7
Median Home Price$244,000
Median Household Income$83,300

Macon, GA — ZIP Code Boundary Map

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Frequently Asked Questions