Ludowici, GA—31316
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ludowici, GA
As of Oct '25, the median home price in Ludowici, GA is $285,000, with a year-over-year change of 2.1%. This indicates that home prices in Ludowici, GA are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $285,000 | 2.1% |
| Single Family | $285,000 | 2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $140,000 | -2.1% |
3 Bed | $253,000 | 2.8% |
4 Bed | $299,000 | 2.0% |
| 5 Bed | $362,000 | 0.8% |
% of Housing Stock
Rental Trends — Ludowici, GA
As of July '25, Rentcast reports the average rent in Ludowici, GA is $1,830, with a year-over-year rent change of -7.6%. Per bedroom, the median rent as of July '25 in Ludowici, GA is 1-bedrooms: $998, 2-bedrooms: $1,080, 3-bedrooms: $1,750, 4-bedrooms: $2,270. The most common rental property sizes in Ludowici, GA are 3-bedroom and 1-bedroom, accounting for 50.2% and 19.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,830 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $850 | $998 |
| 2 Bed Rent | $975 | $1,080 |
| 3 Bed Rent | $1,700 | $1,750 |
| 4 Bed Rent | $2,250 | $2,270 |
% of Rental Stock
Property Listings — Ludowici, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ludowici, GA is 82. This is a increase of 96.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $299,000 | -2.0% |
Listing Count | 186 | 11.0% |
| Listings as % of Homes | 2.8% | 11.0% |
Days on Market | 82 | 96.0% |
Demographics — Ludowici, GA
As of the latest ACS Survey released in 2023, Ludowici, GA has a population of 13,400, which has increased by 1.3% over the past 5 years. Ludowici, GA is a popular place for families, as children make up 27.7% of the population. The area has a poorly educated workforce, with 11.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,400 | 1.3% |
% Under 18 | 27.7% | -5.8% |
% Seniors | 8.4% | -16.8% |
% WFH | 4.9% | 88.5% |
% w/ College Degree | 11.8% | -35.9% |
As of the latest ACS Survey released in 2023, Ludowici, GA is a predominantly white area, with 61.5% of the population identifying as white. The white population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Ludowici, GA is black, making up 24.1% of the population. Foreign-born residents account for 2.7% of the population in Ludowici, GA, and this percentage has decreased by 18.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 61.5% | -4.8% |
% Black | 24.1% | -1.2% |
% Hispanic | 7.8% | 47.2% |
% Asian | 0.1% | -92.9% |
% Foreign Born | 2.7% | -18.2% |
Mortgage and Risk — Ludowici, GA
According to HUD data as of 2023, there were 610 mortgage originations in Ludowici, GA, of which 25.0% of loans were conventional mortgages. The average loan-to-value was 92.0%, with 70.0% above 90% LTV (very high). This implies large mortgage risk in Ludowici, GA. Investor activity is low, as 10.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 610 |
% Conventional Loans | 25.0% |
% Government Loans | 75.0% |
% Investor Loans | 10.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Ludowici, GA
As of 2024, the percent of homes in Ludowici, GA under the Section 8 program is 0.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Ludowici, GA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $210 | $850 | $1,060 |
| 2 Bedroom | $195 | $975 | $1,170 |
| 3 Bedroom | -$180 | $1,700 | $1,520 |
| 4 Bedroom | -$290 | $2,250 | $1,960 |
Affordability — Ludowici, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $285,000 |
| Median Household Income | $68,000 |