Savannah, GA31404

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$253,000
5.7% YoY Growth
Median Household Income
$49,800
32.9% 5-Year Growth
Days on Market
70
15.0% Longer than last year
Home Price Forecast
2.1%
Median Rent
$1,800
3.0% YoY Growth
1-Bed Rent
$1,300
0.7% YoY Growth
2-Bed Rent
$1,600
7.4% YoY Growth
3-Bed Rent
$2,000
2.2% YoY Growth

Other Zip Codes in Savannah, GA

Property Listings — Savannah, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Savannah, GA is 70. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$319,000-2.0%
Listing Count
15427.0%
Listings as % of Homes0.6%27.0%
Days on Market
7015.0%
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Demographics — Savannah, GA

As of the latest ACS Survey released in 2023, Savannah, GA has a population of 30,700, which has decreased by -6.5% over the past 5 years. Savannah, GA is a moderately popular place for families, as children make up 19.2% of the population. The area has a moderately educated workforce, with 28.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
30,700-6.5%
% Under 18
19.2%-9.9%
% Seniors
16.3%30.4%
% WFH
12.5%346.4%
% w/ College Degree
28.4%33.3%
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As of the latest ACS Survey released in 2023, Savannah, GA is a predominantly black area, with 59.9% of the population identifying as black. The black population has shrunk by 15.0% in the last 5 years. The second most common race or ethnicity in Savannah, GA is white, making up 32.6% of the population. Foreign-born residents account for 3.6% of the population in Savannah, GA, and this percentage has decreased by 7.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
32.6%36.4%
% Black
59.9%-15.0%
% Hispanic
3.1%6.9%
% Asian
1.4%40.0%
% Foreign Born
3.6%-7.7%
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Mortgage and Risk — Savannah, GA

According to HUD data as of 2023, there were 437 mortgage originations in Savannah, GA, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Savannah, GA. Investor activity is low, as 7.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
437
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
7.0%
% Second Loans
4.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Savannah, GA

As of 2024, the percent of homes in Savannah, GA under the Section 8 program is 15.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Savannah, GA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,320
Total Units Section 8
991
% Rentals under Section 8
15.1%
% Occupied Section 8
89.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$30$1,300$1,330
2 Bedroom-$130$1,600$1,470
3 Bedroom-$20$2,000$1,980
4 Bedroom-$1,220$3,500$2,280

Affordability — Savannah, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.6
Median Home Price$253,000
Median Household Income$49,800

Savannah, GA — ZIP Code Boundary Map

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Frequently Asked Questions