Savannah, GA31406

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$322,000
2.6% YoY Growth
Median Household Income
$66,100
24.4% 5-Year Growth
Days on Market
58
39.0% Longer than last year
Home Price Forecast
2.1%
Median Rent
$1,580
8.7% YoY Growth
1-Bed Rent
$1,110
3.4% YoY Growth
2-Bed Rent
$1,450
5.6% YoY Growth
3-Bed Rent
$2,100
0.0% YoY Growth

Other Zip Codes in Savannah, GA

Property Listings — Savannah, GA

As of Oct '25, Realtor.com reports that the median days on market for a home in Savannah, GA is 58. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$334,0000.0%
Listing Count
13925.0%
Listings as % of Homes0.4%25.0%
Days on Market
5839.0%
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Demographics — Savannah, GA

As of the latest ACS Survey released in 2023, Savannah, GA has a population of 34,600, which has decreased by -2.3% over the past 5 years. Savannah, GA is a moderately popular place for families, as children make up 21.0% of the population. The area has a moderately educated workforce, with 36.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,600-2.3%
% Under 18
21.0%-9.1%
% Seniors
16.6%3.8%
% WFH
7.6%90.0%
% w/ College Degree
36.9%17.9%
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As of the latest ACS Survey released in 2023, Savannah, GA is a predominantly white area, with 47.2% of the population identifying as white. The white population has shrunk by 11.1% in the last 5 years. The second most common race or ethnicity in Savannah, GA is black, making up 39.4% of the population. Foreign-born residents account for 6.8% of the population in Savannah, GA, and this percentage has increased by 25.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
47.2%-11.1%
% Black
39.4%4.0%
% Hispanic
7.0%75.0%
% Asian
4.1%86.4%
% Foreign Born
6.8%25.9%
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Mortgage and Risk — Savannah, GA

According to HUD data as of 2023, there were 512 mortgage originations in Savannah, GA, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Savannah, GA. Investor activity is low, as 3.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
512
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
18.0%

Loan Activity

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Rentals and Section 8 — Savannah, GA

As of 2024, the percent of homes in Savannah, GA under the Section 8 program is 9.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Savannah, GA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
610
Total Units Section 8
534
% Rentals under Section 8
9.3%
% Occupied Section 8
90.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$300$1,110$1,410
2 Bedroom$110$1,450$1,560
3 Bedroom$0$2,100$2,100
4 Bedroom-$480$2,900$2,420

Affordability — Savannah, GA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$322,000
Median Household Income$66,100

Savannah, GA — ZIP Code Boundary Map

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Frequently Asked Questions