Fitzgerald, GA—31750
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fitzgerald, GA
As of Oct '25, the median home price in Fitzgerald, GA is $127,000, with a year-over-year change of -2.3%. This indicates that home prices in Fitzgerald, GA are decreasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $127,000 | -2.3% |
| Single Family | $127,000 | -3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $57,000 | -13.6% |
3 Bed | $141,000 | -1.4% |
4 Bed | $232,000 | 2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fitzgerald, GA
As of July '25, Rentcast reports the average rent in Fitzgerald, GA is $942, with a year-over-year rent change of -47.7%. Per bedroom, the median rent as of July '25 in Fitzgerald, GA is 1-bedrooms: $525, 2-bedrooms: $879, 3-bedrooms: $1,110. The most common rental property sizes in Fitzgerald, GA are 3-bedroom and 2-bedroom, accounting for 38.1% and 36.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $926 | $942 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $525 | $525 |
| 2 Bed Rent | $871 | $879 |
| 3 Bed Rent | $1,150 | $1,110 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fitzgerald, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Fitzgerald, GA is 79. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $185,000 | -6.0% |
Listing Count | 79 | 71.0% |
| Listings as % of Homes | 0.4% | 71.0% |
Days on Market | 79 | 44.0% |
Demographics — Fitzgerald, GA
As of the latest ACS Survey released in 2023, Fitzgerald, GA has a population of 18,600, which has increased by 1.4% over the past 5 years. Fitzgerald, GA is a moderately popular place for families, as children make up 24.3% of the population. The area has a poorly educated workforce, with 13.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,600 | 1.4% |
% Under 18 | 24.3% | -2.0% |
% Seniors | 17.8% | 6.6% |
% WFH | 4.9% | 444.4% |
% w/ College Degree | 13.0% | -3.7% |
As of the latest ACS Survey released in 2023, Fitzgerald, GA is a predominantly white area, with 54.4% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Fitzgerald, GA is black, making up 34.8% of the population. Foreign-born residents account for 3.4% of the population in Fitzgerald, GA, and this percentage has increased by 17.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 54.4% | -8.0% |
% Black | 34.8% | 1.5% |
% Hispanic | 8.7% | 50.0% |
% Asian | 0.3% | 200.0% |
% Foreign Born | 3.4% | 17.2% |
Mortgage and Risk — Fitzgerald, GA
According to HUD data as of 2023, there were 124 mortgage originations in Fitzgerald, GA, of which 42.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Fitzgerald, GA. Investor activity is low, as 6.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 124 |
% Conventional Loans | 42.0% |
% Government Loans | 58.0% |
% Investor Loans | 6.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Fitzgerald, GA
Fitzgerald, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 441 |
Total Units Section 8 | 220 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $245 | $525 | $770 |
| 2 Bedroom | $49 | $871 | $920 |
| 3 Bedroom | -$10 | $1,150 | $1,140 |
| 4 Bedroom | N/A | N/A | $1,530 |
Affordability — Fitzgerald, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $127,000 |
| Median Household Income | $39,600 |