Hamilton, GA—31811
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hamilton, GA
As of Oct '25, the median home price in Hamilton, GA is $380,000, with a year-over-year change of 4.6%. This indicates that home prices in Hamilton, GA are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $380,000 | 4.6% |
| Single Family | $380,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $247,000 | 3.8% |
3 Bed | $318,000 | 2.6% |
4 Bed | $429,000 | 5.7% |
| 5 Bed | $492,000 | 3.1% |
% of Housing Stock
Rental Trends — Hamilton, GA
As of July '25, Rentcast reports the average rent in Hamilton, GA is $1,280, with a year-over-year rent change of 16.4%. Per bedroom, the median rent as of July '25 in Hamilton, GA is 2-bedrooms: $1,270, 3-bedrooms: $1,280. The most common rental property sizes in Hamilton, GA are 3-bedroom and 2-bedroom, accounting for 50.7% and 25.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,290 | $1,280 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,250 | $1,270 |
| 3 Bed Rent | $1,300 | $1,280 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hamilton, GA
As of Oct '25, Realtor.com reports that the median days on market for a home in Hamilton, GA is 102. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $440,000 | 8.0% |
Listing Count | 46 | 36.0% |
| Listings as % of Homes | 0.7% | 36.0% |
Days on Market | 102 | 29.0% |
Demographics — Hamilton, GA
As of the latest ACS Survey released in 2023, Hamilton, GA has a population of 5,980, which has decreased by -4.7% over the past 5 years. Hamilton, GA is a moderately popular place for families, as children make up 21.8% of the population. The area has a moderately educated workforce, with 33.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,980 | -4.7% |
% Under 18 | 21.8% | 0.5% |
% Seniors | 13.6% | -9.3% |
% WFH | 6.4% | 106.5% |
% w/ College Degree | 33.9% | 19.4% |
As of the latest ACS Survey released in 2023, Hamilton, GA is a predominantly white area, with 79.3% of the population identifying as white. The white population has grown by 5.9% in the last 5 years. The second most common race or ethnicity in Hamilton, GA is black, making up 13.1% of the population. Foreign-born residents account for 0.8% of the population in Hamilton, GA, and this percentage has decreased by 70.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.3% | 5.9% |
% Black | 13.1% | -29.9% |
% Hispanic | 3.0% | 15.4% |
% Asian | 0.1% | -93.8% |
% Foreign Born | 0.8% | -70.4% |
Mortgage and Risk — Hamilton, GA
According to HUD data as of 2023, there were 130 mortgage originations in Hamilton, GA, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Hamilton, GA. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 130 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Hamilton, GA
Hamilton, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,060 |
| 2 Bedroom | $0 | $1,250 | $1,250 |
| 3 Bedroom | $350 | $1,300 | $1,650 |
| 4 Bedroom | N/A | N/A | $2,010 |
Affordability — Hamilton, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $380,000 |
| Median Household Income | $91,300 |