Callahan, FL—32011
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Callahan, FL
As of Oct '25, the median home price in Callahan, FL is $381,000, with a year-over-year change of -1.0%. This indicates that home prices in Callahan, FL are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $381,000 | -1.0% |
| Single Family | $381,000 | -1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $244,000 | -3.9% |
3 Bed | $362,000 | -1.4% |
4 Bed | $464,000 | 1.3% |
| 5 Bed | $580,000 | 1.4% |
% of Housing Stock
Rental Trends — Callahan, FL
As of July '25, Rentcast reports the average rent in Callahan, FL is $2,220, with a year-over-year rent change of 6.7%. Per bedroom, the median rent as of July '25 in Callahan, FL is 2-bedrooms: $1,600, 3-bedrooms: $2,300, 4-bedrooms: $2,280. The most common rental property sizes in Callahan, FL are 3-bedroom and 2-bedroom, accounting for 58.5% and 30.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,280 | $2,220 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,600 | $1,600 |
| 3 Bed Rent | $2,300 | $2,300 |
| 4 Bed Rent | $2,280 | $2,280 |
% of Rental Stock
Property Listings — Callahan, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Callahan, FL is 57. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $445,000 | 1.0% |
Listing Count | 55 | 31.0% |
| Listings as % of Homes | 0.9% | 31.0% |
Days on Market | 57 | -8.0% |
Demographics — Callahan, FL
As of the latest ACS Survey released in 2023, Callahan, FL has a population of 15,700, which has increased by 13.8% over the past 5 years. Callahan, FL is a moderately popular place for families, as children make up 20.8% of the population. The area has a poorly educated workforce, with 12.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,700 | 13.8% |
% Under 18 | 20.8% | -5.0% |
% Seniors | 18.6% | 12.0% |
% WFH | 6.7% | 509.1% |
% w/ College Degree | 12.7% | -10.6% |
As of the latest ACS Survey released in 2023, Callahan, FL is a predominantly white area, with 92.1% of the population identifying as white. The white population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in Callahan, FL is black, making up 3.0% of the population. Foreign-born residents account for 1.7% of the population in Callahan, FL, and this percentage has increased by 54.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.1% | -1.4% |
% Black | 3.0% | -25.0% |
% Hispanic | 2.8% | 154.5% |
% Asian | 0.6% | 100.0% |
% Foreign Born | 1.7% | 54.5% |
Mortgage and Risk — Callahan, FL
According to HUD data as of 2023, there were 301 mortgage originations in Callahan, FL, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Callahan, FL. Investor activity is low, as 1.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 301 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Callahan, FL
Callahan, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,030 |
| 2 Bedroom | -$370 | $1,600 | $1,230 |
| 3 Bedroom | -$760 | $2,300 | $1,540 |
| 4 Bedroom | -$330 | $2,280 | $1,950 |
Affordability — Callahan, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $381,000 |
| Median Household Income | $77,100 |