Ponte Vedra, FL—32081
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ponte Vedra, FL
As of Oct '25, the median home price in Ponte Vedra, FL is $662,000, with a year-over-year change of -5.7%. This indicates that home prices in Ponte Vedra, FL are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $662,000 | -5.7% |
| Single Family | $673,000 | -5.9% |
| Condos | $381,000 | -6.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $497,000 | -7.1% |
3 Bed | $577,000 | -5.7% |
4 Bed | $755,000 | -5.3% |
| 5 Bed | $981,000 | -4.8% |
% of Housing Stock
Rental Trends — Ponte Vedra, FL
As of July '25, Rentcast reports the average rent in Ponte Vedra, FL is $3,190, with a year-over-year rent change of -5.3%. Per bedroom, the median rent as of July '25 in Ponte Vedra, FL is 1-bedrooms: $1,550, 2-bedrooms: $2,780, 3-bedrooms: $2,910, 4-bedrooms: $3,790. The most common rental property sizes in Ponte Vedra, FL are 3-bedroom and 4-bedroom, accounting for 46.9% and 27.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,100 | $3,190 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,480 | $1,550 |
| 2 Bed Rent | $2,700 | $2,780 |
| 3 Bed Rent | $2,940 | $2,910 |
| 4 Bed Rent | $3,800 | $3,790 |
% of Rental Stock
Property Listings — Ponte Vedra, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Ponte Vedra, FL is 79. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $675,000 | 0.0% |
Listing Count | 375 | 3.0% |
| Listings as % of Homes | 2.3% | 3.0% |
Days on Market | 79 | 1.0% |
Demographics — Ponte Vedra, FL
As of the latest ACS Survey released in 2023, Ponte Vedra, FL has a population of 27,400, which has increased by 106.3% over the past 5 years. Ponte Vedra, FL is a popular place for families, as children make up 28.9% of the population. The area has a highly educated workforce, with 68.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 39.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,400 | 106.3% |
% Under 18 | 28.9% | -4.9% |
% Seniors | 21.2% | 37.7% |
% WFH | 39.2% | 148.1% |
% w/ College Degree | 68.5% | 15.5% |
As of the latest ACS Survey released in 2023, Ponte Vedra, FL is a predominantly white area, with 81.8% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Ponte Vedra, FL is hispanic, making up 7.3% of the population. Foreign-born residents account for 8.5% of the population in Ponte Vedra, FL, and this percentage has increased by 13.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.8% | -2.4% |
% Black | 1.9% | 5.6% |
% Hispanic | 7.3% | -11.0% |
% Asian | 5.3% | -5.4% |
% Foreign Born | 8.5% | 13.3% |
Mortgage and Risk — Ponte Vedra, FL
According to HUD data as of 2023, there were 973 mortgage originations in Ponte Vedra, FL, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Ponte Vedra, FL. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 973 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Ponte Vedra, FL
As of 2024, the percent of homes in Ponte Vedra, FL under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Ponte Vedra, FL, because HUD payments exceed market rent, while 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 28 |
Total Units Section 8 | 28 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $700 | $1,480 | $2,180 |
| 2 Bedroom | -$100 | $2,700 | $2,600 |
| 3 Bedroom | $310 | $2,940 | $3,250 |
| 4 Bedroom | $320 | $3,800 | $4,120 |
Affordability — Ponte Vedra, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $662,000 |
| Median Household Income | $128,000 |