Ponte Vedra Beach, FL—32082
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ponte Vedra Beach, FL
As of Oct '25, the median home price in Ponte Vedra Beach, FL is $820,000, with a year-over-year change of -2.5%. This indicates that home prices in Ponte Vedra Beach, FL are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $820,000 | -2.5% |
| Single Family | $1,064,000 | -1.8% |
| Condos | $357,000 | -7.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $194,000 | -7.2% |
2 Bed | $311,000 | -6.3% |
3 Bed | $717,000 | -3.2% |
4 Bed | $1,322,000 | -0.9% |
| 5 Bed | $1,886,000 | -1.1% |
% of Housing Stock
Rental Trends — Ponte Vedra Beach, FL
As of July '25, Rentcast reports the average rent in Ponte Vedra Beach, FL is $3,690, with a year-over-year rent change of 4.2%. Per bedroom, the median rent as of July '25 in Ponte Vedra Beach, FL is studios: $3,480, 1-bedrooms: $2,090, 2-bedrooms: $2,940, 3-bedrooms: $4,270, 4-bedrooms: $5,840. The most common rental property sizes in Ponte Vedra Beach, FL are 2-bedroom and 3-bedroom, accounting for 45.3% and 27.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,690 |
| Studio Rent | $2,850 | $3,480 |
| 1 Bed Rent | $1,600 | $2,090 |
| 2 Bed Rent | $2,300 | $2,940 |
| 3 Bed Rent | $3,500 | $4,270 |
| 4 Bed Rent | $5,950 | $5,840 |
% of Rental Stock
Property Listings — Ponte Vedra Beach, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Ponte Vedra Beach, FL is 92. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,040,000 | -2.0% |
Listing Count | 322 | 12.0% |
| Listings as % of Homes | 1.4% | 12.0% |
Days on Market | 92 | 16.0% |
Demographics — Ponte Vedra Beach, FL
As of the latest ACS Survey released in 2023, Ponte Vedra Beach, FL has a population of 29,000, which has decreased by -6.3% over the past 5 years. Ponte Vedra Beach, FL is a moderately popular place for families, as children make up 18.6% of the population. The area has a highly educated workforce, with 67.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,000 | -6.3% |
% Under 18 | 18.6% | -3.1% |
% Seniors | 29.2% | 21.7% |
% WFH | 23.7% | 75.6% |
% w/ College Degree | 67.8% | 12.1% |
As of the latest ACS Survey released in 2023, Ponte Vedra Beach, FL is a predominantly white area, with 87.1% of the population identifying as white. The white population has shrunk by 3.9% in the last 5 years. The second most common race or ethnicity in Ponte Vedra Beach, FL is hispanic, making up 5.7% of the population. Foreign-born residents account for 9.2% of the population in Ponte Vedra Beach, FL, and this percentage has increased by 26.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.1% | -3.9% |
% Black | 1.4% | -22.2% |
% Hispanic | 5.7% | 39.0% |
% Asian | 2.8% | 47.4% |
% Foreign Born | 9.2% | 26.0% |
Mortgage and Risk — Ponte Vedra Beach, FL
According to HUD data as of 2023, there were 658 mortgage originations in Ponte Vedra Beach, FL, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Ponte Vedra Beach, FL. Investor activity is low, as 3.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 658 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 3.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Ponte Vedra Beach, FL
Ponte Vedra Beach, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $330 | $1,600 | $1,930 |
| 2 Bedroom | $0 | $2,300 | $2,300 |
| 3 Bedroom | -$620 | $3,500 | $2,880 |
| 4 Bedroom | -$2,310 | $5,950 | $3,640 |
Affordability — Ponte Vedra Beach, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.6 |
| Median Home Price | $820,000 |
| Median Household Income | $123,000 |