Saint Augustine, FL 32092 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

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Saint Augustine, FL—32092

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$465,000

4.7% YoY Growth

Household Income

$123,000

37.8% YoY Growth

Days on Market

95

13.0% Longer YoY

Home Price Forecast

0.9%

Median Rent

$2,450

1.6% YoY Growth

1-Bed Rent

$1,500

19.8% YoY Growth

2-Bed Rent

$1,800

6.0% YoY Growth

3-Bed Rent

$2,290

0.9% YoY Growth

Other Zip Codes in Saint Augustine, FL

32080 32084 32086 32095

Home Price Trends — Saint Augustine, FL

As of Dec '25, the median home price in Saint Augustine, FL is $465,000, with a year-over-year change of -4.7%. This indicates that home prices in Saint Augustine, FL are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$465,000	-4.7%
Single Family	$470,000	-4.9%
Condos	$305,000	-5.0%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Saint Augustine, FL

As of July '25, Rentcast reports the average rent in Saint Augustine, FL is $2,560, with a year-over-year rent change of 1.6%. Per bedroom, the median rent as of July '25 in Saint Augustine, FL is studios: $1,820, 1-bedrooms: $1,540, 2-bedrooms: $1,880, 3-bedrooms: $2,350, 4-bedrooms: $2,850. The most common rental property sizes in Saint Augustine, FL are 3-bedroom and 4-bedroom, accounting for 55.8% and 22.6% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,450	$2,560
Studio Rent	$1,500	$1,820
1 Bed Rent	$1,500	$1,540
2 Bed Rent	$1,800	$1,880
3 Bed Rent	$2,290	$2,350
4 Bed Rent	$2,800	$2,850

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% of Rental Stock

1 Bedroom

3.9%

2 Bedrooms

10.5%

3 Bedrooms

55.8%

4 Bedrooms

22.6%

5+ Bedrooms

7.2%

Property Listings — Saint Augustine, FL

As of Dec '25, Realtor.com reports that the median days on market for a home in Saint Augustine, FL is 87. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$491,000	-6.0%
Listing Count	607	3.0%
Listings as % of Homes	2.6%	3.0%
Days on Market	95	13.0%

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Demographics — Saint Augustine, FL

As of the latest ACS Survey released in 2023, Saint Augustine, FL has a population of 48,300, which has increased by 39.4% over the past 5 years. Saint Augustine, FL is a moderately popular place for families, as children make up 23.9% of the population. The area has a highly educated workforce, with 49.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	48,300	39.4%
% Under 18	23.9%	-10.2%
% Seniors	15.1%	-8.5%
% WFH	24.6%	237.0%
% w/ College Degree	49.1%	16.6%

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As of the latest ACS Survey released in 2023, Saint Augustine, FL is a predominantly white area, with 74.9% of the population identifying as white. The white population has shrunk by 7.1% in the last 5 years. The second most common race or ethnicity in Saint Augustine, FL is hispanic, making up 9.4% of the population. Foreign-born residents account for 10.0% of the population in Saint Augustine, FL, and this percentage has increased by 20.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	74.9%	-7.1%
% Black	6.6%	112.9%
% Hispanic	9.4%	10.6%
% Asian	2.9%	-39.6%
% Foreign Born	10.0%	20.5%

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Mortgage and Risk — Saint Augustine, FL

According to HUD data as of 2023, there were 2547 mortgage originations in Saint Augustine, FL, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Saint Augustine, FL. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	2,547
% Conventional Loans	76.0%
% Government Loans	24.0%
% Investor Loans	3.0%
% Second Loans	2.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Saint Augustine, FL

As of 2024, the percent of homes in Saint Augustine, FL under the Section 8 program is 1.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Saint Augustine, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	48
Total Units Section 8	48
% Rentals under Section 8	1.3%
% Occupied Section 8	93.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$680	$1,500	$2,180
2 Bedroom	$800	$1,800	$2,600
3 Bedroom	$960	$2,290	$3,250
4 Bedroom	$1,320	$2,800	$4,120