White Springs, FL—32096
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — White Springs, FL
White Springs, FL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $210,000 | -3.3% |
| Single Family | $210,000 | -3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $175,000 | -3.3% |
3 Bed | $218,000 | -3.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — White Springs, FL
As of July '25, Rentcast reports the average rent in White Springs, FL is $2,500, with a year-over-year rent change of 47.1%. Per bedroom, the median rent as of July '25 in White Springs, FL is 1-bedrooms: $2,500. The most common rental property sizes in White Springs, FL are 2-bedroom and 3-bedroom, accounting for 41.2% and 37.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,500 | $2,500 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — White Springs, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in White Springs, FL is 131. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $260,000 | 55.0% |
Listing Count | 6 | 38.0% |
| Listings as % of Homes | 0.3% | 38.0% |
Days on Market | 131 | -2.0% |
Demographics — White Springs, FL
As of the latest ACS Survey released in 2023, White Springs, FL has a population of 2,980, which has increased by 36.6% over the past 5 years. White Springs, FL is a popular place for families, as children make up 27.9% of the population. The area has a poorly educated workforce, with 9.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,980 | 36.6% |
% Under 18 | 27.9% | 65.1% |
% Seniors | 25.4% | -9.0% |
% WFH | 6.2% | 93.8% |
% w/ College Degree | 9.3% | -50.5% |
As of the latest ACS Survey released in 2023, White Springs, FL is a predominantly white area, with 77.7% of the population identifying as white. The white population has grown by 13.1% in the last 5 years. The second most common race or ethnicity in White Springs, FL is black, making up 20.6% of the population. Foreign-born residents account for 0.8% of the population in White Springs, FL, and this percentage has decreased by 79.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.7% | 13.1% |
% Black | 20.6% | -5.5% |
% Hispanic | 0.3% | -95.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.8% | -79.5% |
Mortgage and Risk — White Springs, FL
According to HUD data as of 2023, there were 20 mortgage originations in White Springs, FL, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in White Springs, FL. Investor activity is low, as 0.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 20 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — White Springs, FL
White Springs, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,730 | $2,500 | $770 |
| 2 Bedroom | N/A | N/A | $940 |
| 3 Bedroom | N/A | N/A | $1,190 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — White Springs, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $210,000 |
| Median Household Income | $50,000 |