Yulee, FL—32097
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Yulee, FL
As of Oct '25, the median home price in Yulee, FL is $380,000, with a year-over-year change of -1.9%. This indicates that home prices in Yulee, FL are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $380,000 | -1.9% |
| Single Family | $380,000 | -2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $310,000 | -4.6% |
3 Bed | $350,000 | -2.0% |
4 Bed | $405,000 | -1.7% |
| 5 Bed | $464,000 | -1.7% |
% of Housing Stock
Rental Trends — Yulee, FL
As of July '25, Rentcast reports the average rent in Yulee, FL is $2,330, with a year-over-year rent change of 5.4%. Per bedroom, the median rent as of July '25 in Yulee, FL is 1-bedrooms: $1,570, 2-bedrooms: $1,460, 3-bedrooms: $2,290, 4-bedrooms: $2,460. The most common rental property sizes in Yulee, FL are 3-bedroom and 2-bedroom, accounting for 53.9% and 27.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,310 | $2,330 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,550 | $1,570 |
| 2 Bed Rent | $1,500 | $1,460 |
| 3 Bed Rent | $2,230 | $2,290 |
| 4 Bed Rent | $2,470 | $2,460 |
% of Rental Stock
Property Listings — Yulee, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Yulee, FL is 58. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $425,000 | -3.0% |
Listing Count | 244 | -6.0% |
| Listings as % of Homes | 3.4% | -6.0% |
Days on Market | 58 | -19.0% |
Demographics — Yulee, FL
As of the latest ACS Survey released in 2023, Yulee, FL has a population of 24,900, which has increased by 34.4% over the past 5 years. Yulee, FL is a moderately popular place for families, as children make up 23.7% of the population. The area has a moderately educated workforce, with 25.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 24,900 | 34.4% |
% Under 18 | 23.7% | -1.7% |
% Seniors | 15.4% | 19.4% |
% WFH | 11.0% | 340.0% |
% w/ College Degree | 25.0% | 9.2% |
As of the latest ACS Survey released in 2023, Yulee, FL is a predominantly white area, with 74.9% of the population identifying as white. The white population has shrunk by 12.7% in the last 5 years. The second most common race or ethnicity in Yulee, FL is black, making up 9.3% of the population. Foreign-born residents account for 4.3% of the population in Yulee, FL, and this percentage has increased by 38.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.9% | -12.7% |
% Black | 9.3% | 14.8% |
% Hispanic | 7.8% | 90.2% |
% Asian | 1.2% | 300.0% |
% Foreign Born | 4.3% | 38.7% |
Mortgage and Risk — Yulee, FL
According to HUD data as of 2023, there were 1098 mortgage originations in Yulee, FL, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Yulee, FL. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,098 |
% Conventional Loans | 56.0% |
% Government Loans | 44.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Yulee, FL
As of 2024, the percent of homes in Yulee, FL under the Section 8 program is 0.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Yulee, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 15 |
Total Units Section 8 | 15 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $180 | $1,550 | $1,730 |
| 2 Bedroom | $560 | $1,500 | $2,060 |
| 3 Bedroom | $350 | $2,230 | $2,580 |
| 4 Bedroom | $790 | $2,470 | $3,260 |
Affordability — Yulee, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $380,000 |
| Median Household Income | $89,300 |