Holly Hill, FL—32117
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Holly Hill, FL
As of Oct '25, the median home price in Holly Hill, FL is $214,000, with a year-over-year change of -9.8%. This indicates that home prices in Holly Hill, FL are decreasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $214,000 | -9.8% |
| Single Family | $212,000 | -9.8% |
| Condos | $250,000 | -16.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $115,000 | -13.5% |
2 Bed | $182,000 | -12.1% |
3 Bed | $225,000 | -9.3% |
4 Bed | $281,000 | -7.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holly Hill, FL
As of July '25, Rentcast reports the average rent in Holly Hill, FL is $1,830, with a year-over-year rent change of -9.4%. Per bedroom, the median rent as of July '25 in Holly Hill, FL is studios: $1,080, 1-bedrooms: $1,200, 2-bedrooms: $1,820, 3-bedrooms: $2,210, 4-bedrooms: $2,710. The most common rental property sizes in Holly Hill, FL are 2-bedroom and 3-bedroom, accounting for 41.8% and 25.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $1,830 |
| Studio Rent | $1,080 | $1,080 |
| 1 Bed Rent | $1,250 | $1,200 |
| 2 Bed Rent | $1,600 | $1,820 |
| 3 Bed Rent | $2,000 | $2,210 |
| 4 Bed Rent | $2,120 | $2,710 |
% of Rental Stock
Property Listings — Holly Hill, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Holly Hill, FL is 86. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $270,000 | -9.0% |
Listing Count | 249 | 2.0% |
| Listings as % of Homes | 0.9% | 2.0% |
Days on Market | 86 | 30.0% |
Demographics — Holly Hill, FL
As of the latest ACS Survey released in 2023, Holly Hill, FL has a population of 29,800, which has increased by 21.3% over the past 5 years. Holly Hill, FL is a moderately popular place for families, as children make up 20.1% of the population. The area has a poorly educated workforce, with 21.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,800 | 21.3% |
% Under 18 | 20.1% | -5.2% |
% Seniors | 21.2% | 12.2% |
% WFH | 8.5% | 165.6% |
% w/ College Degree | 21.0% | 45.8% |
As of the latest ACS Survey released in 2023, Holly Hill, FL is a predominantly white area, with 53.5% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Holly Hill, FL is black, making up 27.1% of the population. Foreign-born residents account for 8.4% of the population in Holly Hill, FL, and this percentage has increased by 6.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.5% | -4.6% |
% Black | 27.1% | -7.8% |
% Hispanic | 10.4% | 20.9% |
% Asian | 3.6% | 44.0% |
% Foreign Born | 8.4% | 6.3% |
Mortgage and Risk — Holly Hill, FL
According to HUD data as of 2023, there were 288 mortgage originations in Holly Hill, FL, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Holly Hill, FL. Investor activity is low, as 5.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 288 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Holly Hill, FL
As of 2024, the percent of homes in Holly Hill, FL under the Section 8 program is 13.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Holly Hill, FL, because HUD payments exceed market rent, while 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,071 |
Total Units Section 8 | 869 |
% Rentals under Section 8 | 13.4% |
% Occupied Section 8 | 74.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $40 | $1,250 | $1,290 |
| 2 Bedroom | -$20 | $1,600 | $1,580 |
| 3 Bedroom | $80 | $2,000 | $2,080 |
| 4 Bedroom | $110 | $2,120 | $2,230 |
Affordability — Holly Hill, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $214,000 |
| Median Household Income | $52,100 |