Edgewater, FL32132

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$271,000
5.4% YoY Growth
Median Household Income
$53,900
30.7% 5-Year Growth
Days on Market
69
11.0% Shorter than last year
Home Price Forecast
-0.2%
Median Rent
$1,990
9.6% YoY Growth
1-Bed Rent
$1,150
0.0% YoY Growth
2-Bed Rent
$1,600
4.7% YoY Growth
3-Bed Rent
$3,200
48.0% YoY Growth

Other Zip Codes in Edgewater, FL

Property Listings — Edgewater, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Edgewater, FL is 69. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$310,000-4.0%
Listing Count
55-15.0%
Listings as % of Homes1.5%-15.0%
Days on Market
69-11.0%
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Demographics — Edgewater, FL

As of the latest ACS Survey released in 2023, Edgewater, FL has a population of 8,130, which has increased by 8.2% over the past 5 years. Edgewater, FL is a less popular place for families, as children make up 14.0% of the population. The area has a poorly educated workforce, with 19.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,1308.2%
% Under 18
14.0%-7.3%
% Seniors
31.2%20.5%
% WFH
6.5%0.0%
% w/ College Degree
19.2%43.3%
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As of the latest ACS Survey released in 2023, Edgewater, FL is a predominantly white area, with 89.5% of the population identifying as white. The white population has grown by 0.9% in the last 5 years. The second most common race or ethnicity in Edgewater, FL is hispanic, making up 5.1% of the population. Foreign-born residents account for 6.6% of the population in Edgewater, FL, and this percentage has increased by 40.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.5%0.9%
% Black
1.3%-64.9%
% Hispanic
5.1%2.0%
% Asian
0.6%200.0%
% Foreign Born
6.6%40.4%
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Mortgage and Risk — Edgewater, FL

According to HUD data as of 2023, there were 160 mortgage originations in Edgewater, FL, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Edgewater, FL. Investor activity is low, as 3.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
160
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
3.0%
% Second Loans
4.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Edgewater, FL

As of 2024, the percent of homes in Edgewater, FL under the Section 8 program is 7.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Edgewater, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
31
Total Units Section 8
31
% Rentals under Section 8
7.8%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$20$1,150$1,130
2 Bedroom-$220$1,600$1,380
3 Bedroom-$1,380$3,200$1,820
4 Bedroom-$40$1,990$1,950

Affordability — Edgewater, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.2
Median Home Price$271,000
Median Household Income$53,900

Edgewater, FL — ZIP Code Boundary Map

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Frequently Asked Questions