Flagler Beach, FL—32136
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Flagler Beach, FL
As of Oct '25, the median home price in Flagler Beach, FL is $449,000, with a year-over-year change of -6.6%. This indicates that home prices in Flagler Beach, FL are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $449,000 | -6.6% |
| Single Family | $523,000 | -5.8% |
| Condos | $288,000 | -9.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $207,000 | -11.2% |
2 Bed | $312,000 | -9.6% |
3 Bed | $563,000 | -5.5% |
4 Bed | $731,000 | -4.2% |
| 5 Bed | $993,000 | -3.1% |
% of Housing Stock
Rental Trends — Flagler Beach, FL
As of July '25, Rentcast reports the average rent in Flagler Beach, FL is $2,470, with a year-over-year rent change of -3.5%. Per bedroom, the median rent as of July '25 in Flagler Beach, FL is studios: $2,000, 1-bedrooms: $1,870, 2-bedrooms: $2,380, 3-bedrooms: $2,960. The most common rental property sizes in Flagler Beach, FL are 2-bedroom and 4-bedroom, accounting for 46.3% and 25.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,470 |
| Studio Rent | $2,000 | $2,000 |
| 1 Bed Rent | $1,650 | $1,870 |
| 2 Bed Rent | $2,200 | $2,380 |
| 3 Bed Rent | $2,750 | $2,960 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Flagler Beach, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Flagler Beach, FL is 119. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $531,000 | 0.0% |
Listing Count | 170 | 11.0% |
| Listings as % of Homes | 1.8% | 11.0% |
Days on Market | 119 | 31.0% |
Demographics — Flagler Beach, FL
As of the latest ACS Survey released in 2023, Flagler Beach, FL has a population of 8,300, which has increased by 4.7% over the past 5 years. Flagler Beach, FL is a less popular place for families, as children make up 10.8% of the population. The area has a moderately educated workforce, with 36.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,300 | 4.7% |
% Under 18 | 10.8% | -8.5% |
% Seniors | 37.7% | -4.1% |
% WFH | 29.2% | 131.7% |
% w/ College Degree | 36.2% | 3.7% |
As of the latest ACS Survey released in 2023, Flagler Beach, FL is a predominantly white area, with 91.1% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Flagler Beach, FL is hispanic, making up 4.9% of the population. Foreign-born residents account for 5.4% of the population in Flagler Beach, FL, and this percentage has decreased by 18.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.1% | -1.2% |
% Black | 0.5% | -77.3% |
% Hispanic | 4.9% | 22.5% |
% Asian | 1.8% | 28.6% |
% Foreign Born | 5.4% | -18.2% |
Mortgage and Risk — Flagler Beach, FL
According to HUD data as of 2023, there were 153 mortgage originations in Flagler Beach, FL, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Flagler Beach, FL. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 153 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 5.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Flagler Beach, FL
Flagler Beach, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 1.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$470 | $1,650 | $1,180 |
| 2 Bedroom | -$700 | $2,200 | $1,500 |
| 3 Bedroom | -$690 | $2,750 | $2,060 |
| 4 Bedroom | N/A | N/A | $2,400 |
Affordability — Flagler Beach, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.7 |
| Median Home Price | $449,000 |
| Median Household Income | $72,600 |