Edgewater, FL32141

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$297,000
4.0% YoY Growth
Median Household Income
$61,100
21.6% 5-Year Growth
Days on Market
91
43.0% Longer than last year
Home Price Forecast
-0.2%
Median Rent
$2,100
3.2% YoY Growth
1-Bed Rent
$1,700
N/A
2-Bed Rent
$1,650
0.0% YoY Growth
3-Bed Rent
$2,100
1.8% YoY Growth

Other Zip Codes in Edgewater, FL

Property Listings — Edgewater, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Edgewater, FL is 91. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$330,0002.0%
Listing Count
1693.0%
Listings as % of Homes1.4%3.0%
Days on Market
9143.0%
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Demographics — Edgewater, FL

As of the latest ACS Survey released in 2023, Edgewater, FL has a population of 18,400, which has decreased by -2.1% over the past 5 years. Edgewater, FL is a moderately popular place for families, as children make up 15.0% of the population. The area has a poorly educated workforce, with 22.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,400-2.1%
% Under 18
15.0%-12.8%
% Seniors
31.9%13.1%
% WFH
6.8%-13.9%
% w/ College Degree
22.6%55.9%
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As of the latest ACS Survey released in 2023, Edgewater, FL is a predominantly white area, with 89.9% of the population identifying as white. The white population has grown by 1.8% in the last 5 years. The second most common race or ethnicity in Edgewater, FL is hispanic, making up 3.9% of the population. Foreign-born residents account for 4.3% of the population in Edgewater, FL, and this percentage has increased by 4.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.9%1.8%
% Black
1.9%58.3%
% Hispanic
3.9%-30.4%
% Asian
0.8%-42.9%
% Foreign Born
4.3%4.9%
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Mortgage and Risk — Edgewater, FL

According to HUD data as of 2023, there were 652 mortgage originations in Edgewater, FL, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Edgewater, FL. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
652
% Conventional Loans
59.0%
% Government Loans
41.0%
% Investor Loans
2.0%
% Second Loans
3.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Edgewater, FL

As of 2024, the percent of homes in Edgewater, FL under the Section 8 program is 3.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Edgewater, FL, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD
15
Total Units Section 8
15
% Rentals under Section 8
3.6%
% Occupied Section 8
46.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$260$1,700$1,440
2 Bedroom$110$1,650$1,760
3 Bedroom$210$2,100$2,310
4 Bedroom$80$2,400$2,480

Affordability — Edgewater, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.1
Median Home Price$297,000
Median Household Income$61,100

Edgewater, FL — ZIP Code Boundary Map

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Frequently Asked Questions