Interlachen, FL—32148
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Interlachen, FL
As of Oct '25, the median home price in Interlachen, FL is $161,000, with a year-over-year change of -5.0%. This indicates that home prices in Interlachen, FL are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $161,000 | -5.0% |
| Single Family | $160,000 | -4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $139,000 | -4.1% |
3 Bed | $213,000 | -2.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Interlachen, FL
As of July '25, Rentcast reports the average rent in Interlachen, FL is $1,440, with a year-over-year rent change of 51.6%. Per bedroom, the median rent as of July '25 in Interlachen, FL is 1-bedrooms: $1,000, 2-bedrooms: $1,250, 3-bedrooms: $1,620, 4-bedrooms: $2,000. The most common rental property sizes in Interlachen, FL are 2-bedroom and 3-bedroom, accounting for 49.9% and 38.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,440 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,000 |
| 2 Bed Rent | $1,200 | $1,250 |
| 3 Bed Rent | $1,500 | $1,620 |
| 4 Bed Rent | $2,000 | $2,000 |
% of Rental Stock
Property Listings — Interlachen, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Interlachen, FL is 73. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $260,000 | -2.0% |
Listing Count | 28 | -32.0% |
| Listings as % of Homes | 0.3% | -32.0% |
Days on Market | 73 | 29.0% |
Demographics — Interlachen, FL
As of the latest ACS Survey released in 2023, Interlachen, FL has a population of 11,600, which has increased by 10.8% over the past 5 years. Interlachen, FL is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 12.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,600 | 10.8% |
% Under 18 | 23.3% | -10.4% |
% Seniors | 21.7% | 10.2% |
% WFH | 10.4% | 1,385.7% |
% w/ College Degree | 12.2% | 43.5% |
As of the latest ACS Survey released in 2023, Interlachen, FL is a predominantly white area, with 83.6% of the population identifying as white. The white population has grown by 2.6% in the last 5 years. The second most common race or ethnicity in Interlachen, FL is hispanic, making up 9.5% of the population. Foreign-born residents account for 2.0% of the population in Interlachen, FL, and this percentage has increased by 150.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.6% | 2.6% |
% Black | 3.5% | -7.9% |
% Hispanic | 9.5% | -14.4% |
% Asian | 0.5% | ∞% |
% Foreign Born | 2.0% | 150.0% |
Mortgage and Risk — Interlachen, FL
According to HUD data as of 2023, there were 163 mortgage originations in Interlachen, FL, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Interlachen, FL. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 163 |
% Conventional Loans | 58.0% |
% Government Loans | 42.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Interlachen, FL
Interlachen, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$290 | $1,000 | $710 |
| 2 Bedroom | -$270 | $1,200 | $930 |
| 3 Bedroom | -$320 | $1,500 | $1,180 |
| 4 Bedroom | -$760 | $2,000 | $1,240 |
Affordability — Interlachen, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $161,000 |
| Median Household Income | $45,300 |