The Villages, FL—32162
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in The Villages, FL
Home Price Trends — The Villages, FL
As of Oct '25, the median home price in The Villages, FL is $371,000, with a year-over-year change of -3.3%. This indicates that home prices in The Villages, FL are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $371,000 | -3.3% |
| Single Family | $371,000 | -3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $215,000 | -4.4% |
2 Bed | $289,000 | -4.9% |
3 Bed | $399,000 | -3.6% |
4 Bed | $945,000 | 0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — The Villages, FL
As of July '25, Rentcast reports the average rent in The Villages, FL is $2,760, with a year-over-year rent change of 14.5%. Per bedroom, the median rent as of July '25 in The Villages, FL is 2-bedrooms: $2,790, 3-bedrooms: $2,740, 4-bedrooms: $2,400. The most common rental property sizes in The Villages, FL are 2-bedroom and 3-bedroom, accounting for 48.5% and 33.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,760 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,250 | $2,790 |
| 3 Bed Rent | $2,450 | $2,740 |
| 4 Bed Rent | $2,400 | $2,400 |
% of Rental Stock
Property Listings — The Villages, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in The Villages, FL is 60. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $363,000 | -6.0% |
Listing Count | 386 | 8.0% |
| Listings as % of Homes | 0.7% | 8.0% |
Days on Market | 60 | 14.0% |
Demographics — The Villages, FL
As of the latest ACS Survey released in 2023, The Villages, FL has a population of 54,000, which has remained stable by -0.9% over the past 5 years. The Villages, FL is a less popular place for families, as children make up 0.5% of the population. The area has a moderately educated workforce, with 42.3% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 54,000 | -0.9% |
% Under 18 | 0.5% | -64.3% |
% Seniors | 88.1% | 9.2% |
% WFH | 26.8% | 59.5% |
% w/ College Degree | 42.3% | 3.2% |
As of the latest ACS Survey released in 2023, The Villages, FL is a predominantly white area, with 95.3% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in The Villages, FL is hispanic, making up 1.8% of the population. Foreign-born residents account for 5.4% of the population in The Villages, FL, and this percentage has decreased by 10.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.3% | -0.5% |
% Black | 1.1% | 120.0% |
% Hispanic | 1.8% | 5.9% |
% Asian | 1.3% | -13.3% |
% Foreign Born | 5.4% | -10.0% |
Mortgage and Risk — The Villages, FL
According to HUD data as of 2023, there were 1280 mortgage originations in The Villages, FL, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in The Villages, FL. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,280 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 2.0% |
% Second Loans | 13.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — The Villages, FL
The Villages, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,580 |
| 2 Bedroom | -$200 | $2,250 | $2,050 |
| 3 Bedroom | $110 | $2,450 | $2,560 |
| 4 Bedroom | $610 | $2,400 | $3,010 |
Affordability — The Villages, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $371,000 |
| Median Household Income | $73,900 |