The Villages, FL—32163
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in The Villages, FL
Home Price Trends — The Villages, FL
As of Oct '25, the median home price in The Villages, FL is $483,000, with a year-over-year change of -0.6%. This indicates that home prices in The Villages, FL are flat. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $483,000 | -0.6% |
| Single Family | $483,000 | -0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $299,000 | -3.5% |
3 Bed | $497,000 | -2.0% |
4 Bed | $947,000 | 0.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — The Villages, FL
As of July '25, Rentcast reports the average rent in The Villages, FL is $2,690, with a year-over-year rent change of 0.4%. Per bedroom, the median rent as of July '25 in The Villages, FL is 2-bedrooms: $2,460, 3-bedrooms: $2,910. The most common rental property sizes in The Villages, FL are 3-bedroom and 2-bedroom, accounting for 67.0% and 24.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,690 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,100 | $2,460 |
| 3 Bed Rent | $2,650 | $2,910 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — The Villages, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in The Villages, FL is 63. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $449,000 | 4.0% |
Listing Count | 161 | 2.0% |
| Listings as % of Homes | 0.4% | 2.0% |
Days on Market | 63 | 13.0% |
Demographics — The Villages, FL
The Villages, FL lacks sufficient demographic data for analysis.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 30,900 | N/A |
% Under 18 | 0.0% | N/A |
% Seniors | 72.0% | N/A |
% WFH | 37.1% | N/A |
% w/ College Degree | 48.6% | N/A |
The Villages, FL lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.5% | N/A |
% Black | 0.5% | N/A |
% Hispanic | 1.9% | N/A |
% Asian | 1.1% | N/A |
% Foreign Born | 5.7% | N/A |
Mortgage and Risk — The Villages, FL
According to HUD data as of 2023, there were 1079 mortgage originations in The Villages, FL, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in The Villages, FL. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,079 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 2.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — The Villages, FL
The Villages, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,660 |
| 2 Bedroom | $20 | $2,100 | $2,120 |
| 3 Bedroom | $0 | $2,650 | $2,650 |
| 4 Bedroom | N/A | N/A | $3,170 |
Affordability — The Villages, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.3 |
| Median Home Price | $483,000 |
| Median Household Income | $94,600 |