New Smyrna Beach, FL—32169
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in New Smyrna Beach, FL
Home Price Trends — New Smyrna Beach, FL
As of Oct '25, the median home price in New Smyrna Beach, FL is $543,000, with a year-over-year change of -4.3%. This indicates that home prices in New Smyrna Beach, FL are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $543,000 | -4.3% |
| Single Family | $652,000 | -2.5% |
| Condos | $483,000 | -4.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $308,000 | -5.5% |
2 Bed | $467,000 | -4.7% |
3 Bed | $687,000 | -2.7% |
4 Bed | $1,195,000 | -1.8% |
| 5 Bed | $1,680,000 | -1.8% |
% of Housing Stock
Rental Trends — New Smyrna Beach, FL
As of July '25, Rentcast reports the average rent in New Smyrna Beach, FL is $3,870, with a year-over-year rent change of 6.3%. Per bedroom, the median rent as of July '25 in New Smyrna Beach, FL is studios: $1,600, 1-bedrooms: $2,610, 2-bedrooms: $3,820, 3-bedrooms: $4,570, 4-bedrooms: $5,560. The most common rental property sizes in New Smyrna Beach, FL are 2-bedroom and 3-bedroom, accounting for 61.0% and 20.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,600 | $3,870 |
| Studio Rent | $1,700 | $1,600 |
| 1 Bed Rent | $2,700 | $2,610 |
| 2 Bed Rent | $3,600 | $3,820 |
| 3 Bed Rent | $4,250 | $4,570 |
| 4 Bed Rent | $4,200 | $5,560 |
% of Rental Stock
Property Listings — New Smyrna Beach, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in New Smyrna Beach, FL is 140. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $578,000 | -4.0% |
Listing Count | 450 | 20.0% |
| Listings as % of Homes | 1.7% | 20.0% |
Days on Market | 140 | 12.0% |
Demographics — New Smyrna Beach, FL
As of the latest ACS Survey released in 2023, New Smyrna Beach, FL has a population of 10,500, which has remained stable by 0.2% over the past 5 years. New Smyrna Beach, FL is a less popular place for families, as children make up 5.4% of the population. The area has a highly educated workforce, with 49.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,500 | 0.2% |
% Under 18 | 5.4% | -35.7% |
% Seniors | 48.2% | 11.6% |
% WFH | 24.8% | 49.4% |
% w/ College Degree | 49.4% | 17.1% |
As of the latest ACS Survey released in 2023, New Smyrna Beach, FL is a predominantly white area, with 91.1% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in New Smyrna Beach, FL is hispanic, making up 5.2% of the population. Foreign-born residents account for 6.9% of the population in New Smyrna Beach, FL, and this percentage has increased by 25.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.1% | -4.1% |
% Black | 0.5% | 66.7% |
% Hispanic | 5.2% | 92.6% |
% Asian | 1.3% | 225.0% |
% Foreign Born | 6.9% | 25.5% |
Mortgage and Risk — New Smyrna Beach, FL
According to HUD data as of 2023, there were 287 mortgage originations in New Smyrna Beach, FL, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in New Smyrna Beach, FL. Investor activity is low, as 5.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 287 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 5.0% |
% Second Loans | 32.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — New Smyrna Beach, FL
New Smyrna Beach, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$910 | $2,700 | $1,790 |
| 2 Bedroom | -$1,410 | $3,600 | $2,190 |
| 3 Bedroom | -$1,370 | $4,250 | $2,880 |
| 4 Bedroom | -$1,110 | $4,200 | $3,090 |
Affordability — New Smyrna Beach, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $543,000 |
| Median Household Income | $99,300 |