Jacksonville Beach, FL—32250
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jacksonville Beach, FL
As of Oct '25, the median home price in Jacksonville Beach, FL is $620,000, with a year-over-year change of -5.3%. This indicates that home prices in Jacksonville Beach, FL are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $620,000 | -5.3% |
| Single Family | $642,000 | -4.5% |
| Condos | $551,000 | -11.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $291,000 | -7.0% |
2 Bed | $462,000 | -5.7% |
3 Bed | $624,000 | -4.6% |
4 Bed | $890,000 | -2.7% |
| 5 Bed | $1,207,000 | -2.2% |
% of Housing Stock
Rental Trends — Jacksonville Beach, FL
As of July '25, Rentcast reports the average rent in Jacksonville Beach, FL is $2,960, with a year-over-year rent change of -0.7%. Per bedroom, the median rent as of July '25 in Jacksonville Beach, FL is studios: $1,360, 1-bedrooms: $1,680, 2-bedrooms: $2,570, 3-bedrooms: $3,660, 4-bedrooms: $4,740. The most common rental property sizes in Jacksonville Beach, FL are 2-bedroom and 3-bedroom, accounting for 49.2% and 21.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,950 | $2,960 |
| Studio Rent | $1,300 | $1,360 |
| 1 Bed Rent | $1,500 | $1,680 |
| 2 Bed Rent | $2,250 | $2,570 |
| 3 Bed Rent | $3,500 | $3,660 |
| 4 Bed Rent | $4,500 | $4,740 |
% of Rental Stock
Property Listings — Jacksonville Beach, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Jacksonville Beach, FL is 85. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $722,000 | -4.0% |
Listing Count | 273 | 4.0% |
| Listings as % of Homes | 1.0% | 4.0% |
Days on Market | 85 | 41.0% |
Demographics — Jacksonville Beach, FL
As of the latest ACS Survey released in 2023, Jacksonville Beach, FL has a population of 28,700, which has increased by 6.6% over the past 5 years. Jacksonville Beach, FL is a moderately popular place for families, as children make up 18.6% of the population. The area has a highly educated workforce, with 53.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,700 | 6.6% |
% Under 18 | 18.6% | 10.1% |
% Seniors | 19.7% | 8.8% |
% WFH | 23.1% | 153.8% |
% w/ College Degree | 53.5% | 0.8% |
As of the latest ACS Survey released in 2023, Jacksonville Beach, FL is a predominantly white area, with 83.0% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Jacksonville Beach, FL is hispanic, making up 8.0% of the population. Foreign-born residents account for 6.4% of the population in Jacksonville Beach, FL, and this percentage has decreased by 16.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.0% | -4.0% |
% Black | 3.0% | 15.4% |
% Hispanic | 8.0% | 31.1% |
% Asian | 1.5% | -25.0% |
% Foreign Born | 6.4% | -16.9% |
Mortgage and Risk — Jacksonville Beach, FL
According to HUD data as of 2023, there were 613 mortgage originations in Jacksonville Beach, FL, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Jacksonville Beach, FL. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 613 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Jacksonville Beach, FL
As of 2024, the percent of homes in Jacksonville Beach, FL under the Section 8 program is 12.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Jacksonville Beach, FL, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 483 |
Total Units Section 8 | 483 |
% Rentals under Section 8 | 12.0% |
% Occupied Section 8 | 96.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $480 | $1,500 | $1,980 |
| 2 Bedroom | $110 | $2,250 | $2,360 |
| 3 Bedroom | -$550 | $3,500 | $2,950 |
| 4 Bedroom | -$760 | $4,500 | $3,740 |
Affordability — Jacksonville Beach, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $620,000 |
| Median Household Income | $112,000 |