Saint Johns, FL—32259
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Johns, FL
As of Oct '25, the median home price in Saint Johns, FL is $543,000, with a year-over-year change of -3.5%. This indicates that home prices in Saint Johns, FL are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $543,000 | -3.6% |
| Single Family | $547,000 | -3.7% |
| Condos | $240,000 | -4.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $280,000 | -7.0% |
3 Bed | $421,000 | -4.8% |
4 Bed | $571,000 | -3.7% |
| 5 Bed | $744,000 | -2.7% |
% of Housing Stock
Rental Trends — Saint Johns, FL
As of July '25, Rentcast reports the average rent in Saint Johns, FL is $2,780, with a year-over-year rent change of 0.4%. Per bedroom, the median rent as of July '25 in Saint Johns, FL is studios: $1,360, 1-bedrooms: $1,450, 2-bedrooms: $1,820, 3-bedrooms: $2,490, 4-bedrooms: $3,080. The most common rental property sizes in Saint Johns, FL are 3-bedroom and 4-bedroom, accounting for 33.3% and 27.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,610 | $2,780 |
| Studio Rent | $1,360 | $1,360 |
| 1 Bed Rent | $1,440 | $1,450 |
| 2 Bed Rent | $1,760 | $1,820 |
| 3 Bed Rent | $2,400 | $2,490 |
| 4 Bed Rent | $2,900 | $3,080 |
% of Rental Stock
Property Listings — Saint Johns, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Johns, FL is 77. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $574,000 | -2.0% |
Listing Count | 504 | 4.0% |
| Listings as % of Homes | 1.7% | 4.0% |
Days on Market | 77 | 29.0% |
Demographics — Saint Johns, FL
As of the latest ACS Survey released in 2023, Saint Johns, FL has a population of 69,900, which has increased by 39.8% over the past 5 years. Saint Johns, FL is a popular place for families, as children make up 28.4% of the population. The area has a highly educated workforce, with 53.7% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 69,900 | 39.8% |
% Under 18 | 28.4% | -2.1% |
% Seniors | 11.7% | -0.8% |
% WFH | 27.1% | 226.5% |
% w/ College Degree | 53.7% | -0.7% |
As of the latest ACS Survey released in 2023, Saint Johns, FL is a predominantly white area, with 72.9% of the population identifying as white. The white population has shrunk by 11.1% in the last 5 years. The second most common race or ethnicity in Saint Johns, FL is hispanic, making up 8.8% of the population. Foreign-born residents account for 12.5% of the population in Saint Johns, FL, and this percentage has increased by 43.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.9% | -11.1% |
% Black | 6.2% | 37.8% |
% Hispanic | 8.8% | 29.4% |
% Asian | 6.0% | 42.9% |
% Foreign Born | 12.5% | 43.7% |
Mortgage and Risk — Saint Johns, FL
According to HUD data as of 2023, there were 1988 mortgage originations in Saint Johns, FL, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Saint Johns, FL. Investor activity is low, as 1.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,988 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Saint Johns, FL
As of 2024, the percent of homes in Saint Johns, FL under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Saint Johns, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 49 |
Total Units Section 8 | 49 |
% Rentals under Section 8 | 1.4% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $740 | $1,440 | $2,180 |
| 2 Bedroom | $840 | $1,760 | $2,600 |
| 3 Bedroom | $850 | $2,400 | $3,250 |
| 4 Bedroom | $1,220 | $2,900 | $4,120 |
Affordability — Saint Johns, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $543,000 |
| Median Household Income | $144,000 |