Chattahoochee, FL—32324
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chattahoochee, FL
As of Oct '25, the median home price in Chattahoochee, FL is $111,000, with a year-over-year change of -14.4%. This indicates that home prices in Chattahoochee, FL are decreasing. According to Zillow, the 1-year price projection is -1.7%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $111,000 | -14.4% |
| Single Family | $111,000 | -15.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $77,000 | -19.8% |
3 Bed | $125,000 | -14.4% |
4 Bed | $178,000 | -8.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chattahoochee, FL
As of July '25, Rentcast reports the average rent in Chattahoochee, FL is $950, with a year-over-year rent change of -9.5%. Per bedroom, the median rent as of July '25 in Chattahoochee, FL is 2-bedrooms: $950. The most common rental property sizes in Chattahoochee, FL are 3-bedroom and 2-bedroom, accounting for 41.4% and 36.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $950 | $950 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chattahoochee, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Chattahoochee, FL is 36. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $145,000 | -22.0% |
Listing Count | 13 | 0.0% |
| Listings as % of Homes | 0.5% | 0.0% |
Days on Market | 36 | -22.0% |
Demographics — Chattahoochee, FL
As of the latest ACS Survey released in 2023, Chattahoochee, FL has a population of 4,720, which has remained stable by -0.1% over the past 5 years. Chattahoochee, FL is a less popular place for families, as children make up 12.0% of the population. The area has a poorly educated workforce, with 8.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,720 | -0.1% |
% Under 18 | 12.0% | -30.6% |
% Seniors | 25.8% | 50.9% |
% WFH | 2.8% | 47.4% |
% w/ College Degree | 8.7% | -25.6% |
As of the latest ACS Survey released in 2023, Chattahoochee, FL is a predominantly black area, with 54.5% of the population identifying as black. The black population has grown by 7.7% in the last 5 years. The second most common race or ethnicity in Chattahoochee, FL is white, making up 36.3% of the population. Foreign-born residents account for 3.2% of the population in Chattahoochee, FL, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 36.3% | -14.6% |
% Black | 54.5% | 7.7% |
% Hispanic | 7.6% | 8.6% |
% Asian | 0.4% | -63.6% |
% Foreign Born | 3.2% | -33.3% |
Mortgage and Risk — Chattahoochee, FL
According to HUD data as of 2023, there were 34 mortgage originations in Chattahoochee, FL, of which 47.0% of loans were conventional mortgages. The average loan-to-value was 88.0%, with 62.0% above 90% LTV (very high). This implies large mortgage risk in Chattahoochee, FL. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 34 |
% Conventional Loans | 47.0% |
% Government Loans | 53.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Chattahoochee, FL
Chattahoochee, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 94 |
Total Units Section 8 | 94 |
% Rentals under Section 8 | 20.3% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,070 |
| 2 Bedroom | $260 | $950 | $1,210 |
| 3 Bedroom | N/A | N/A | $1,540 |
| 4 Bedroom | N/A | N/A | $1,720 |
Affordability — Chattahoochee, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $111,000 |
| Median Household Income | $42,600 |