Havana, FL—32333
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Havana, FL
As of Oct '25, the median home price in Havana, FL is $267,000, with a year-over-year change of -1.5%. This indicates that home prices in Havana, FL are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $267,000 | -1.5% |
| Single Family | $266,000 | -1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $163,000 | -5.2% |
3 Bed | $272,000 | -1.4% |
4 Bed | $382,000 | -1.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Havana, FL
As of July '25, Rentcast reports the average rent in Havana, FL is $2,140, with a year-over-year rent change of 8.1%. Per bedroom, the median rent as of July '25 in Havana, FL is 3-bedrooms: $2,140. The most common rental property sizes in Havana, FL are 3-bedroom and 2-bedroom, accounting for 35.9% and 35.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,140 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,300 | $2,140 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Havana, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Havana, FL is 63. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $345,000 | -7.0% |
Listing Count | 36 | 6.0% |
| Listings as % of Homes | 0.7% | 6.0% |
Days on Market | 63 | 43.0% |
Demographics — Havana, FL
As of the latest ACS Survey released in 2023, Havana, FL has a population of 11,400, which has increased by 8.3% over the past 5 years. Havana, FL is a moderately popular place for families, as children make up 17.5% of the population. The area has a moderately educated workforce, with 33.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,400 | 8.3% |
% Under 18 | 17.5% | 14.4% |
% Seniors | 28.2% | 27.0% |
% WFH | 14.7% | 194.0% |
% w/ College Degree | 33.4% | 50.5% |
As of the latest ACS Survey released in 2023, Havana, FL is a predominantly white area, with 54.4% of the population identifying as white. The white population has grown by 2.8% in the last 5 years. The second most common race or ethnicity in Havana, FL is black, making up 35.7% of the population. Foreign-born residents account for 3.0% of the population in Havana, FL, and this percentage has increased by 42.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 54.4% | 2.8% |
% Black | 35.7% | -12.1% |
% Hispanic | 7.7% | 140.6% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 3.0% | 42.9% |
Mortgage and Risk — Havana, FL
According to HUD data as of 2023, there were 158 mortgage originations in Havana, FL, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Havana, FL. Investor activity is low, as 4.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 158 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Havana, FL
Havana, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 165 |
Total Units Section 8 | 151 |
% Rentals under Section 8 | 17.1% |
% Occupied Section 8 | 82.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,070 |
| 2 Bedroom | N/A | N/A | $1,210 |
| 3 Bedroom | -$760 | $2,300 | $1,540 |
| 4 Bedroom | N/A | N/A | $1,720 |
Affordability — Havana, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $267,000 |
| Median Household Income | $57,000 |