Midway, FL32343

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$253,000
1.0% YoY Growth
Median Household Income
$60,700
11.4% 5-Year Growth
Days on Market
36
48.0% Shorter than last year
Home Price Forecast
-0.1%
Median Rent
$1,680
10.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,680
10.5% YoY Growth

Property Listings — Midway, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Midway, FL is 36. This is a decrease of -48.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$342,00012.0%
Listing Count
10-42.0%
Listings as % of Homes1.5%-42.0%
Days on Market
36-48.0%
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Demographics — Midway, FL

As of the latest ACS Survey released in 2023, Midway, FL has a population of 3,580, which has increased by 8.5% over the past 5 years. Midway, FL is a popular place for families, as children make up 36.6% of the population. The area has a poorly educated workforce, with 24.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,5808.5%
% Under 18
36.6%26.6%
% Seniors
4.3%-2.3%
% WFH
7.1%914.3%
% w/ College Degree
24.8%2.1%
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As of the latest ACS Survey released in 2023, Midway, FL is a predominantly black area, with 90.5% of the population identifying as black. The black population has grown by 7.2% in the last 5 years. The second most common race or ethnicity in Midway, FL is hispanic, making up 7.1% of the population. Foreign-born residents account for 0.6% of the population in Midway, FL, and this percentage has decreased by 89.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
3.3%-43.1%
% Black
90.5%7.2%
% Hispanic
7.1%24.6%
% Asian
0.0%-100.0%
% Foreign Born
0.6%-89.1%
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Mortgage and Risk — Midway, FL

According to HUD data as of 2023, there were 76 mortgage originations in Midway, FL, of which 51.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 55.0% above 90% LTV (very high). This implies large mortgage risk in Midway, FL. Investor activity is low, as 0.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
76
% Conventional Loans
51.0%
% Government Loans
49.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
20.0%

Loan Activity

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Rentals and Section 8 — Midway, FL

Midway, FL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
38
Total Units Section 8
38
% Rentals under Section 8
28.6%
% Occupied Section 8
69.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,090
2 BedroomN/AN/A$1,220
3 Bedroom-$140$1,680$1,540
4 BedroomN/AN/A$1,720

Affordability — Midway, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$253,000
Median Household Income$60,700

Midway, FL — ZIP Code Boundary Map

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Frequently Asked Questions