Sopchoppy, FL—32358
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sopchoppy, FL
As of Oct '25, the median home price in Sopchoppy, FL is $272,000, with a year-over-year change of -3.3%. This indicates that home prices in Sopchoppy, FL are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $272,000 | -3.3% |
| Single Family | $272,000 | -3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $193,000 | -5.9% |
3 Bed | $310,000 | -3.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sopchoppy, FL
As of July '25, Rentcast reports the average rent in Sopchoppy, FL is $1,200, with a year-over-year rent change of -82.9%. Per bedroom, the median rent as of July '25 in Sopchoppy, FL is 2-bedrooms: $1,200. The most common rental property sizes in Sopchoppy, FL are 3-bedroom and 1-bedroom, accounting for 71.1% and 20.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,200 | $1,200 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sopchoppy, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Sopchoppy, FL is 76. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $366,000 | -15.0% |
Listing Count | 28 | 16.0% |
| Listings as % of Homes | 1.0% | 16.0% |
Days on Market | 76 | -22.0% |
Demographics — Sopchoppy, FL
As of the latest ACS Survey released in 2023, Sopchoppy, FL has a population of 1,810, which has decreased by -4.0% over the past 5 years. Sopchoppy, FL is a moderately popular place for families, as children make up 15.6% of the population. The area has a poorly educated workforce, with 22.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,810 | -4.0% |
% Under 18 | 15.6% | -35.3% |
% Seniors | 31.1% | 100.6% |
% WFH | 2.6% | -64.4% |
% w/ College Degree | 22.2% | -11.2% |
As of the latest ACS Survey released in 2023, Sopchoppy, FL is a predominantly white area, with 83.3% of the population identifying as white. The white population has grown by 7.1% in the last 5 years. The second most common race or ethnicity in Sopchoppy, FL is black, making up 15.7% of the population. Foreign-born residents account for 6.0% of the population in Sopchoppy, FL, and this percentage has increased by 328.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.3% | 7.1% |
% Black | 15.7% | 61.9% |
% Hispanic | 0.4% | -96.6% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 6.0% | 328.6% |
Mortgage and Risk — Sopchoppy, FL
According to HUD data as of 2023, there were 47 mortgage originations in Sopchoppy, FL, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Sopchoppy, FL. Investor activity is low, as 2.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 2.0% |
% Second Loans | 15.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Sopchoppy, FL
Sopchoppy, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 14 |
Total Units Section 8 | 14 |
% Rentals under Section 8 | 10.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $950 |
| 2 Bedroom | -$140 | $1,200 | $1,060 |
| 3 Bedroom | N/A | N/A | $1,360 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Sopchoppy, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $272,000 |
| Median Household Income | $73,300 |