Fountain, FL—32438
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fountain, FL
As of Oct '25, the median home price in Fountain, FL is $145,000, with a year-over-year change of -5.3%. This indicates that home prices in Fountain, FL are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $145,000 | -5.3% |
| Single Family | $145,000 | -4.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $116,000 | -9.4% |
3 Bed | $183,000 | -2.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fountain, FL
As of July '25, Rentcast reports the average rent in Fountain, FL is $1,120, with a year-over-year rent change of -18.8%. Per bedroom, the median rent as of July '25 in Fountain, FL is 3-bedrooms: $1,120. The most common rental property sizes in Fountain, FL are 2-bedroom and 3-bedroom, accounting for 70.8% and 19.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,120 | $1,120 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,120 | $1,120 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fountain, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Fountain, FL is 126. This is a increase of 148.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $554,000 | 34.0% |
Listing Count | 8 | 190.0% |
| Listings as % of Homes | 0.2% | 190.0% |
Days on Market | 126 | 148.0% |
Demographics — Fountain, FL
As of the latest ACS Survey released in 2023, Fountain, FL has a population of 4,840, which has increased by 39.3% over the past 5 years. Fountain, FL is a moderately popular place for families, as children make up 24.0% of the population. The area has a poorly educated workforce, with 11.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,840 | 39.3% |
% Under 18 | 24.0% | 55.8% |
% Seniors | 11.4% | -34.1% |
% WFH | 2.6% | -73.5% |
% w/ College Degree | 11.5% | 296.6% |
As of the latest ACS Survey released in 2023, Fountain, FL is a predominantly white area, with 80.5% of the population identifying as white. The white population has shrunk by 10.9% in the last 5 years. The second most common race or ethnicity in Fountain, FL is hispanic, making up 9.7% of the population. Foreign-born residents account for 5.0% of the population in Fountain, FL, and this percentage has increased by 4.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.5% | -10.9% |
% Black | 0.1% | -66.7% |
% Hispanic | 9.7% | 64.4% |
% Asian | 0.0% | N/A |
% Foreign Born | 5.0% | 4.2% |
Mortgage and Risk — Fountain, FL
According to HUD data as of 2023, there were 36 mortgage originations in Fountain, FL, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Fountain, FL. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 36 |
% Conventional Loans | 53.0% |
% Government Loans | 47.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Fountain, FL
Fountain, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,170 |
| 2 Bedroom | N/A | N/A | $1,380 |
| 3 Bedroom | $740 | $1,120 | $1,860 |
| 4 Bedroom | N/A | N/A | $2,330 |
Affordability — Fountain, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $145,000 |
| Median Household Income | $42,400 |