Inlet Beach, FL—32461
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Inlet Beach, FL
As of Oct '25, the median home price in Inlet Beach, FL is $1,365,000, with a year-over-year change of -7.5%. This indicates that home prices in Inlet Beach, FL are decreasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,365,000 | -7.6% |
| Single Family | $1,439,000 | -6.9% |
| Condos | $1,126,000 | -10.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $969,000 | -9.4% |
3 Bed | $1,069,000 | -7.2% |
4 Bed | $1,559,000 | -7.4% |
| 5 Bed | $3,509,000 | -6.7% |
% of Housing Stock
Rental Trends — Inlet Beach, FL
As of July '25, Rentcast reports the average rent in Inlet Beach, FL is $5,300, with a year-over-year rent change of 5.0%. Per bedroom, the median rent as of July '25 in Inlet Beach, FL is studios: $1,550, 1-bedrooms: $1,590, 2-bedrooms: $6,720, 3-bedrooms: $5,130, 4-bedrooms: $6,650. The most common rental property sizes in Inlet Beach, FL are 3-bedroom and 2-bedroom, accounting for 55.1% and 30.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $5,400 | $5,300 |
| Studio Rent | $1,550 | $1,550 |
| 1 Bed Rent | $1,550 | $1,590 |
| 2 Bed Rent | $4,950 | $6,720 |
| 3 Bed Rent | $5,000 | $5,130 |
| 4 Bed Rent | $6,500 | $6,650 |
% of Rental Stock
Property Listings — Inlet Beach, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Inlet Beach, FL is 117. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,780,000 | -11.0% |
Listing Count | 575 | 6.0% |
| Listings as % of Homes | 7.2% | 6.0% |
Days on Market | 117 | 0.0% |
Demographics — Inlet Beach, FL
As of the latest ACS Survey released in 2023, Inlet Beach, FL has a population of 3,520, which has increased by 10244.1% over the past 5 years. Inlet Beach, FL is a less popular place for families, as children make up 13.8% of the population. The area has a highly educated workforce, with 59.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 41.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,520 | 10,244.1% |
% Under 18 | 13.8% | ∞% |
% Seniors | 29.4% | ∞% |
% WFH | 41.6% | -58.4% |
% w/ College Degree | 59.1% | -40.9% |
As of the latest ACS Survey released in 2023, Inlet Beach, FL is a predominantly white area, with 90.1% of the population identifying as white. The white population has shrunk by 9.9% in the last 5 years. The second most common race or ethnicity in Inlet Beach, FL is hispanic, making up 3.0% of the population. Foreign-born residents account for 7.7% of the population in Inlet Beach, FL, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.1% | -9.9% |
% Black | 1.9% | ∞% |
% Hispanic | 3.0% | ∞% |
% Asian | 1.2% | ∞% |
% Foreign Born | 7.7% | ∞% |
Mortgage and Risk — Inlet Beach, FL
According to HUD data as of 2023, there were 190 mortgage originations in Inlet Beach, FL, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Inlet Beach, FL. Investor activity is low, as 14.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 190 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 14.0% |
% Second Loans | 63.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Inlet Beach, FL
Inlet Beach, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $90 | $1,550 | $1,640 |
| 2 Bedroom | -$3,130 | $4,950 | $1,820 |
| 3 Bedroom | -$2,450 | $5,000 | $2,550 |
| 4 Bedroom | -$3,440 | $6,500 | $3,060 |
Affordability — Inlet Beach, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 11.4 |
| Median Home Price | $1,365,000 |
| Median Household Income | $146,000 |