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Inlet Beach, FL—32461

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,352,000
7.4% YoY Growth
Household Income
$146,000
N/A
Days on Market
117
3.0% Longer YoY
Home Price Forecast
0.7%
Median Rent
$5,400
5.0% YoY Growth
1-Bed Rent
$1,550
24.3% YoY Growth
2-Bed Rent
$4,950
87.2% YoY Growth
3-Bed Rent
$5,000
8.7% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Inlet Beach, FL

As of Dec '25, the median home price in Inlet Beach, FL is $1,352,000, with a year-over-year change of -7.4%. This indicates that home prices in Inlet Beach, FL are decreasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$1,352,000-7.4%
Single Family $1,424,000-6.7%
Condos $1,114,000-10.6%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$950,000-9.6%
    3 Bed
    		$1,060,000-7.2%
    4 Bed
    		$1,545,000-7.3%
    5 Bed $3,433,914-7.0%
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    % of Housing Stock

    Studio
    2.7%
    1 Bedroom
    2.8%
    2 Bedrooms
    21.2%
    3 Bedrooms
    39.7%
    4 Bedrooms
    23.7%
    5+ Bedrooms
    9.8%

    Rental Trends — Inlet Beach, FL

    As of July '25, Rentcast reports the average rent in Inlet Beach, FL is $5,300, with a year-over-year rent change of 5.0%. Per bedroom, the median rent as of July '25 in Inlet Beach, FL is studios: $1,550, 1-bedrooms: $1,590, 2-bedrooms: $6,720, 3-bedrooms: $5,130, 4-bedrooms: $6,650. The most common rental property sizes in Inlet Beach, FL are 3-bedroom and 2-bedroom, accounting for 55.1% and 30.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$5,400$5,300
    Studio Rent $1,550$1,550
    1 Bed Rent $1,550$1,590
    2 Bed Rent $4,950$6,720
    3 Bed Rent $5,000$5,130
    4 Bed Rent $6,500$6,650
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    % of Rental Stock

    1 Bedroom
    11.6%
    2 Bedrooms
    30.2%
    3 Bedrooms
    55.1%
    4 Bedrooms
    3.1%

    Property Listings — Inlet Beach, FL

    As of Dec '25, Realtor.com reports that the median days on market for a home in Inlet Beach, FL is 120. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$1,820,000-7.0%
    Listing Count
    		5087.0%
    Listings as % of Homes7.2%7.0%
    Days on Market
    		1173.0%
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    Demographics — Inlet Beach, FL

    As of the latest ACS Survey released in 2023, Inlet Beach, FL has a population of 3,520, which has increased by 10244.1% over the past 5 years. Inlet Beach, FL is a less popular place for families, as children make up 13.8% of the population. The area has a highly educated workforce, with 59.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 41.6% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		3,52010,244.1%
    % Under 18
    		13.8%∞%
    % Seniors
    		29.4%∞%
    % WFH
    		41.6%-58.4%
    % w/ College Degree
    		59.1%-40.9%
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    As of the latest ACS Survey released in 2023, Inlet Beach, FL is a predominantly white area, with 90.1% of the population identifying as white. The white population has shrunk by 9.9% in the last 5 years. The second most common race or ethnicity in Inlet Beach, FL is hispanic, making up 3.0% of the population. Foreign-born residents account for 7.7% of the population in Inlet Beach, FL, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		90.1%-9.9%
    % Black
    		1.9%∞%
    % Hispanic
    		3.0%∞%
    % Asian
    		1.2%∞%
    % Foreign Born
    		7.7%∞%
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    Mortgage and Risk — Inlet Beach, FL

    According to HUD data as of 2023, there were 190 mortgage originations in Inlet Beach, FL, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Inlet Beach, FL. Investor activity is low, as 14.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		190
    % Conventional Loans
    		99.0%
    % Government Loans
    		1.0%
    % Investor Loans
    		14.0%
    % Second Loans
    		63.0%
    % Cash Out Refinance
    		4.0%
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    Rentals and Section 8 — Inlet Beach, FL

    Inlet Beach, FL lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		N/A
    Total Units Section 8
    		N/A
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$90$1,550$1,640
    2 Bedroom-$3,130$4,950$1,820
    3 Bedroom-$2,450$5,000$2,550
    4 Bedroom-$3,440$6,500$3,060

    Affordability — Inlet Beach, FL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio11.4
    Median Home Price$1,352,000
    Median Household Income$146,000

    Inlet Beach, FL — ZIP Code Boundary Map

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    Frequently Asked Questions