Youngstown, FL—32466
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Youngstown, FL
As of Oct '25, the median home price in Youngstown, FL is $260,000, with a year-over-year change of -3.2%. This indicates that home prices in Youngstown, FL are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $260,000 | -3.2% |
| Single Family | $260,000 | -3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $174,000 | -7.4% |
3 Bed | $264,000 | -3.6% |
4 Bed | $333,000 | -1.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Youngstown, FL
As of July '25, Rentcast reports the average rent in Youngstown, FL is $795, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Youngstown, FL is 1-bedrooms: $795. The most common rental property sizes in Youngstown, FL are 2-bedroom and 3-bedroom, accounting for 71.8% and 22.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $795 | $795 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $795 | $795 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Youngstown, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Youngstown, FL is 77. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 45.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $321,000 | -5.0% |
Listing Count | 22 | 6.0% |
| Listings as % of Homes | 0.6% | 6.0% |
Days on Market | 77 | -8.0% |
Demographics — Youngstown, FL
As of the latest ACS Survey released in 2023, Youngstown, FL has a population of 5,840, which has decreased by -9.5% over the past 5 years. Youngstown, FL is a popular place for families, as children make up 26.9% of the population. The area has a poorly educated workforce, with 12.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,840 | -9.5% |
% Under 18 | 26.9% | -1.1% |
% Seniors | 14.4% | 10.8% |
% WFH | 0.4% | ∞% |
% w/ College Degree | 12.3% | 151.0% |
As of the latest ACS Survey released in 2023, Youngstown, FL is a predominantly white area, with 88.9% of the population identifying as white. The white population has shrunk by 5.0% in the last 5 years. The second most common race or ethnicity in Youngstown, FL is black, making up 3.4% of the population. Foreign-born residents account for 1.9% of the population in Youngstown, FL, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.9% | -5.0% |
% Black | 3.4% | 61.9% |
% Hispanic | 1.9% | -42.4% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.9% | 0.0% |
Mortgage and Risk — Youngstown, FL
According to HUD data as of 2023, there were 37 mortgage originations in Youngstown, FL, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Youngstown, FL. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 37 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Youngstown, FL
Youngstown, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $575 | $795 | $1,370 |
| 2 Bedroom | N/A | N/A | $1,590 |
| 3 Bedroom | N/A | N/A | $2,110 |
| 4 Bedroom | N/A | N/A | $2,660 |
Affordability — Youngstown, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $260,000 |
| Median Household Income | $64,700 |