Dana Point, FL—32578
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Dana Point, FL
As of Oct '25, the median home price in Dana Point, FL is $424,000, with a year-over-year change of -2.2%. This indicates that home prices in Dana Point, FL are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $424,000 | -2.2% |
| Single Family | $437,000 | -2.2% |
| Condos | $204,000 | -5.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $174,000 | -5.9% |
2 Bed | $243,000 | -4.7% |
3 Bed | $384,000 | -2.0% |
4 Bed | $589,000 | -1.0% |
| 5 Bed | $822,000 | -1.4% |
% of Housing Stock
Rental Trends — Dana Point, FL
As of July '25, Rentcast reports the average rent in Dana Point, FL is $2,360, with a year-over-year rent change of 4.0%. Per bedroom, the median rent as of July '25 in Dana Point, FL is 1-bedrooms: $1,640, 2-bedrooms: $1,730, 3-bedrooms: $2,410, 4-bedrooms: $2,980. The most common rental property sizes in Dana Point, FL are 3-bedroom and 2-bedroom, accounting for 45.8% and 31.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,250 | $2,360 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,600 | $1,640 |
| 2 Bed Rent | $1,700 | $1,730 |
| 3 Bed Rent | $2,400 | $2,410 |
| 4 Bed Rent | $2,850 | $2,980 |
% of Rental Stock
Property Listings — Dana Point, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Dana Point, FL is 82. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $482,000 | -7.0% |
Listing Count | 272 | 28.0% |
| Listings as % of Homes | 1.2% | 28.0% |
Days on Market | 82 | 26.0% |
Demographics — Dana Point, FL
As of the latest ACS Survey released in 2023, Dana Point, FL has a population of 33,900, which has increased by 3.4% over the past 5 years. Dana Point, FL is a moderately popular place for families, as children make up 22.4% of the population. The area has a moderately educated workforce, with 45.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,900 | 3.4% |
% Under 18 | 22.4% | -1.8% |
% Seniors | 19.6% | 11.4% |
% WFH | 11.2% | 154.5% |
% w/ College Degree | 45.0% | -1.7% |
As of the latest ACS Survey released in 2023, Dana Point, FL is a predominantly white area, with 79.0% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Dana Point, FL is hispanic, making up 7.5% of the population. Foreign-born residents account for 7.6% of the population in Dana Point, FL, and this percentage has increased by 31.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.0% | -2.9% |
% Black | 3.4% | -34.6% |
% Hispanic | 7.5% | 36.4% |
% Asian | 3.9% | 14.7% |
% Foreign Born | 7.6% | 31.0% |
Mortgage and Risk — Dana Point, FL
According to HUD data as of 2023, there were 756 mortgage originations in Dana Point, FL, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Dana Point, FL. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 756 |
% Conventional Loans | 53.0% |
% Government Loans | 47.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Dana Point, FL
As of 2024, the percent of homes in Dana Point, FL under the Section 8 program is 1.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Dana Point, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 144 |
Total Units Section 8 | 33 |
% Rentals under Section 8 | 1.2% |
% Occupied Section 8 | 71.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $60 | $1,600 | $1,660 |
| 2 Bedroom | $160 | $1,700 | $1,860 |
| 3 Bedroom | $190 | $2,400 | $2,590 |
| 4 Bedroom | $280 | $2,850 | $3,130 |
Affordability — Dana Point, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $424,000 |
| Median Household Income | $106,000 |