Chiefland, FL—32626
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Chiefland, FL
As of Oct '25, the median home price in Chiefland, FL is $276,000, with a year-over-year change of -2.1%. This indicates that home prices in Chiefland, FL are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $276,000 | -2.1% |
| Single Family | $276,000 | -2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $269,000 | 0.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Chiefland, FL
As of July '25, Rentcast reports the average rent in Chiefland, FL is $1,180, with a year-over-year rent change of -35.5%. Per bedroom, the median rent as of July '25 in Chiefland, FL is 3-bedrooms: $1,180. The most common rental property sizes in Chiefland, FL are 3-bedroom and 2-bedroom, accounting for 42.4% and 37.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,180 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,000 | $1,180 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Chiefland, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Chiefland, FL is 71. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $340,000 | 0.0% |
Listing Count | 38 | -13.0% |
| Listings as % of Homes | 0.7% | -13.0% |
Days on Market | 71 | 3.0% |
Demographics — Chiefland, FL
As of the latest ACS Survey released in 2023, Chiefland, FL has a population of 8,990, which has increased by 2.4% over the past 5 years. Chiefland, FL is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 12.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,990 | 2.4% |
% Under 18 | 23.3% | 3.1% |
% Seniors | 25.5% | -3.4% |
% WFH | 4.3% | 152.9% |
% w/ College Degree | 12.5% | 19.0% |
As of the latest ACS Survey released in 2023, Chiefland, FL is a predominantly white area, with 77.8% of the population identifying as white. The white population has shrunk by 7.2% in the last 5 years. The second most common race or ethnicity in Chiefland, FL is black, making up 10.6% of the population. Foreign-born residents account for 3.3% of the population in Chiefland, FL, and this percentage has increased by 65.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.8% | -7.2% |
% Black | 10.6% | 1.0% |
% Hispanic | 6.8% | 106.1% |
% Asian | 1.0% | -28.6% |
% Foreign Born | 3.3% | 65.0% |
Mortgage and Risk — Chiefland, FL
According to HUD data as of 2023, there were 138 mortgage originations in Chiefland, FL, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Chiefland, FL. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 138 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Chiefland, FL
Chiefland, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 171 |
Total Units Section 8 | 115 |
% Rentals under Section 8 | 11.6% |
% Occupied Section 8 | 72.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $870 |
| 2 Bedroom | N/A | N/A | $1,010 |
| 3 Bedroom | $310 | $1,000 | $1,310 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Chiefland, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $276,000 |
| Median Household Income | $49,600 |