Umatilla, FL 32784 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Umatilla, FL—32784

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$283,000

2.8% YoY Growth

Household Income

$69,600

53.6% YoY Growth

Days on Market

29.0% Shorter YoY

Home Price Forecast

1.1%

Median Rent

$1,200

12.2% YoY Growth

1-Bed Rent

$1,100

31.6% YoY Growth

2-Bed Rent

$1,250

8.3% YoY Growth

3-Bed Rent

$1,800

1.8% YoY Growth

Home Price Trends — Umatilla, FL

As of Dec '25, the median home price in Umatilla, FL is $283,000, with a year-over-year change of -2.8%. This indicates that home prices in Umatilla, FL are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$283,000	-2.8%
Single Family	$283,000	-3.1%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Umatilla, FL

As of July '25, Rentcast reports the average rent in Umatilla, FL is $1,370, with a year-over-year rent change of -12.2%. Per bedroom, the median rent as of July '25 in Umatilla, FL is 1-bedrooms: $1,040, 2-bedrooms: $1,220, 3-bedrooms: $1,740, 4-bedrooms: $2,640. The most common rental property sizes in Umatilla, FL are 3-bedroom and 2-bedroom, accounting for 38.8% and 38.0% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,200	$1,370
Studio Rent	N/A	N/A
1 Bed Rent	$1,100	$1,040
2 Bed Rent	$1,250	$1,220
3 Bed Rent	$1,800	$1,740
4 Bed Rent	$2,600	$2,640

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% of Rental Stock

1 Bedroom

19.5%

2 Bedrooms

38.0%

3 Bedrooms

38.8%

4 Bedrooms

3.7%

Property Listings — Umatilla, FL

As of Dec '25, Realtor.com reports that the median days on market for a home in Umatilla, FL is 68. This is a decrease of -21.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$357,000	1.0%
Listing Count	77	-20.0%
Listings as % of Homes	1.0%	-20.0%
Days on Market	75	-29.0%

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Demographics — Umatilla, FL

As of the latest ACS Survey released in 2023, Umatilla, FL has a population of 9,860, which has decreased by -19.9% over the past 5 years. Umatilla, FL is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 12.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	9,860	-19.9%
% Under 18	20.9%	-10.7%
% Seniors	22.0%	-3.1%
% WFH	8.7%	70.6%
% w/ College Degree	12.2%	-18.1%

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As of the latest ACS Survey released in 2023, Umatilla, FL is a predominantly white area, with 84.1% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Umatilla, FL is hispanic, making up 11.6% of the population. Foreign-born residents account for 4.4% of the population in Umatilla, FL, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	84.1%	-0.6%
% Black	1.8%	-69.0%
% Hispanic	11.6%	78.5%
% Asian	0.1%	-95.7%
% Foreign Born	4.4%	0.0%

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Mortgage and Risk — Umatilla, FL

According to HUD data as of 2023, there were 229 mortgage originations in Umatilla, FL, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Umatilla, FL. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	229
% Conventional Loans	69.0%
% Government Loans	31.0%
% Investor Loans	3.0%
% Second Loans	1.0%
% Cash Out Refinance	14.0%

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Rentals and Section 8 — Umatilla, FL

As of 2024, the percent of homes in Umatilla, FL under the Section 8 program is 1.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Umatilla, FL, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	14
Total Units Section 8	14
% Rentals under Section 8	1.0%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$380	$1,100	$1,480
2 Bedroom	$430	$1,250	$1,680
3 Bedroom	$330	$1,800	$2,130
4 Bedroom	-$30	$2,600	$2,570

Umatilla, FL—32784

Key Metrics at a Glance

Home Price Trends — Umatilla, FL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Umatilla, FL

% of Rental Stock

Property Listings — Umatilla, FL

Demographics — Umatilla, FL

Race and Ethnicity

Mortgage and Risk — Umatilla, FL

Mortgages

Rentals and Section 8 — Umatilla, FL

Section 8 Market Size

Section 8 Opportunity

Affordability — Umatilla, FL

Home Price to Income Ratio

Umatilla, FL — ZIP Code Boundary Map

Nearby ZIP Codes

Grand Island, FL

Leesburg, FL

Altoona, FL

Eustis, FL

Weirsdale, FL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.1
Median Home Price	$283,000
Median Household Income	$69,600

Umatilla, FL—32784

Key Metrics at a Glance

Home Price Trends — Umatilla, FL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Umatilla, FL

% of Rental Stock

Property Listings — Umatilla, FL

Demographics — Umatilla, FL

Race and Ethnicity

Mortgage and Risk — Umatilla, FL

Mortgages

Rentals and Section 8 — Umatilla, FL

Section 8 Market Size

Section 8 Opportunity

Affordability — Umatilla, FL

Home Price to Income Ratio

Umatilla, FL — ZIP Code Boundary Map

Nearby ZIP Codes

Grand Island, FL

Leesburg, FL

Altoona, FL

Eustis, FL

Weirsdale, FL

Frequently Asked Questions

What is the average home price in Umatilla, FL 32784?

How have home prices in Umatilla, FL 32784 changed over the past year?

What is the home price projection for Umatilla, FL 32784?

What are the demographics of Umatilla, FL 32784?

How long does it take homes to sell in Umatilla, FL 32784?

What is the average rent price in Umatilla, FL 32784?