Indialantic, FL—32903
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Indialantic, FL
As of Oct '25, the median home price in Indialantic, FL is $548,000, with a year-over-year change of -7.0%. This indicates that home prices in Indialantic, FL are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $548,000 | -7.0% |
| Single Family | $579,000 | -7.1% |
| Condos | $436,000 | -6.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $321,000 | -8.0% |
3 Bed | $558,000 | -7.2% |
4 Bed | $739,000 | -6.0% |
| 5 Bed | $1,052,000 | -5.3% |
% of Housing Stock
Rental Trends — Indialantic, FL
As of July '25, Rentcast reports the average rent in Indialantic, FL is $2,830, with a year-over-year rent change of 7.2%. Per bedroom, the median rent as of July '25 in Indialantic, FL is 1-bedrooms: $1,780, 2-bedrooms: $2,510, 3-bedrooms: $3,340, 4-bedrooms: $3,730. The most common rental property sizes in Indialantic, FL are 2-bedroom and 1-bedroom, accounting for 53.7% and 23.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,650 | $2,830 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,650 | $1,780 |
| 2 Bed Rent | $2,300 | $2,510 |
| 3 Bed Rent | $3,080 | $3,340 |
| 4 Bed Rent | $3,450 | $3,730 |
% of Rental Stock
Property Listings — Indialantic, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Indialantic, FL is 88. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $625,000 | -12.0% |
Listing Count | 148 | -13.0% |
| Listings as % of Homes | 1.7% | -13.0% |
Days on Market | 88 | 9.0% |
Demographics — Indialantic, FL
As of the latest ACS Survey released in 2023, Indialantic, FL has a population of 13,900, which has decreased by -1.2% over the past 5 years. Indialantic, FL is a moderately popular place for families, as children make up 18.3% of the population. The area has a highly educated workforce, with 51.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,900 | -1.2% |
% Under 18 | 18.3% | 6.4% |
% Seniors | 24.3% | -5.4% |
% WFH | 23.3% | 147.9% |
% w/ College Degree | 51.4% | 1.2% |
As of the latest ACS Survey released in 2023, Indialantic, FL is a predominantly white area, with 83.1% of the population identifying as white. The white population has shrunk by 7.3% in the last 5 years. The second most common race or ethnicity in Indialantic, FL is hispanic, making up 7.9% of the population. Foreign-born residents account for 8.7% of the population in Indialantic, FL, and this percentage has decreased by 6.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.1% | -7.3% |
% Black | 2.3% | 283.3% |
% Hispanic | 7.9% | 43.6% |
% Asian | 1.5% | -50.0% |
% Foreign Born | 8.7% | -6.5% |
Mortgage and Risk — Indialantic, FL
According to HUD data as of 2023, there were 301 mortgage originations in Indialantic, FL, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Indialantic, FL. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 301 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 3.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Indialantic, FL
As of 2024, the percent of homes in Indialantic, FL under the Section 8 program is 0.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Indialantic, FL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $70 | $1,650 | $1,720 |
| 2 Bedroom | -$300 | $2,300 | $2,000 |
| 3 Bedroom | -$360 | $3,080 | $2,720 |
| 4 Bedroom | -$340 | $3,450 | $3,110 |
Affordability — Indialantic, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $548,000 |
| Median Household Income | $102,000 |