Rockledge, FL32955

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$367,000
2.8% YoY Growth
Median Household Income
$85,100
23.5% 5-Year Growth
Days on Market
78
22.0% Longer than last year
Home Price Forecast
0.3%
Median Rent
$2,220
5.8% YoY Growth
1-Bed Rent
$1,300
3.6% YoY Growth
2-Bed Rent
$1,700
2.2% YoY Growth
3-Bed Rent
$2,250
2.5% YoY Growth

Property Listings — Rockledge, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Rockledge, FL is 78. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$387,0001.0%
Listing Count
2851.0%
Listings as % of Homes1.2%1.0%
Days on Market
7822.0%
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Demographics — Rockledge, FL

As of the latest ACS Survey released in 2023, Rockledge, FL has a population of 40,400, which has increased by 3.3% over the past 5 years. Rockledge, FL is a moderately popular place for families, as children make up 16.1% of the population. The area has a moderately educated workforce, with 38.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
40,4003.3%
% Under 18
16.1%-21.8%
% Seniors
23.8%11.2%
% WFH
12.5%123.2%
% w/ College Degree
38.1%11.7%
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As of the latest ACS Survey released in 2023, Rockledge, FL is a predominantly white area, with 69.0% of the population identifying as white. The white population has shrunk by 6.9% in the last 5 years. The second most common race or ethnicity in Rockledge, FL is black, making up 14.3% of the population. Foreign-born residents account for 7.5% of the population in Rockledge, FL, and this percentage has decreased by 2.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
69.0%-6.9%
% Black
14.3%28.8%
% Hispanic
9.1%-13.3%
% Asian
2.3%-11.5%
% Foreign Born
7.5%-2.6%
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Mortgage and Risk — Rockledge, FL

According to HUD data as of 2023, there were 1135 mortgage originations in Rockledge, FL, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Rockledge, FL. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,135
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Rockledge, FL

As of 2024, the percent of homes in Rockledge, FL under the Section 8 program is 9.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rockledge, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
355
Total Units Section 8
354
% Rentals under Section 8
9.7%
% Occupied Section 8
84.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$320$1,300$1,620
2 Bedroom$180$1,700$1,880
3 Bedroom$310$2,250$2,560
4 Bedroom$330$2,600$2,930

Affordability — Rockledge, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.4
Median Home Price$367,000
Median Household Income$85,100

Rockledge, FL — ZIP Code Boundary Map

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Frequently Asked Questions