Coral Gables, FL33146

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,802,000
2.2% YoY Growth
Median Household Income
$125,000
2.8% 5-Year Growth
Days on Market
100
10.0% Longer than last year
Home Price Forecast
3.1%
Median Rent
$3,800
5.7% YoY Growth
1-Bed Rent
$3,130
12.7% YoY Growth
2-Bed Rent
$3,200
9.1% YoY Growth
3-Bed Rent
$6,950
0.3% YoY Growth

Other Zip Codes in Coral Gables, FL

Property Listings — Coral Gables, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Coral Gables, FL is 100. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,710,000-21.0%
Listing Count
10331.0%
Listings as % of Homes1.2%31.0%
Days on Market
10010.0%
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Demographics — Coral Gables, FL

As of the latest ACS Survey released in 2023, Coral Gables, FL has a population of 18,900, which has increased by 16.7% over the past 5 years. Coral Gables, FL is a less popular place for families, as children make up 14.9% of the population. The area has a highly educated workforce, with 75.3% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,90016.7%
% Under 18
14.9%-15.8%
% Seniors
13.1%10.1%
% WFH
27.6%268.0%
% w/ College Degree
75.3%7.1%
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As of the latest ACS Survey released in 2023, Coral Gables, FL is a predominantly hispanic area, with 41.2% of the population identifying as hispanic. The hispanic population has shrunk by 15.1% in the last 5 years. The second most common race or ethnicity in Coral Gables, FL is white, making up 39.0% of the population. Foreign-born residents account for 28.7% of the population in Coral Gables, FL, and this percentage has decreased by 1.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
39.0%-5.6%
% Black
6.2%21.6%
% Hispanic
41.2%-15.1%
% Asian
8.4%110.0%
% Foreign Born
28.7%-1.4%
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Mortgage and Risk — Coral Gables, FL

According to HUD data as of 2023, there were 190 mortgage originations in Coral Gables, FL, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 42.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Coral Gables, FL. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
190
% Conventional Loans
99.0%
% Government Loans
1.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Coral Gables, FL

As of 2024, the percent of homes in Coral Gables, FL under the Section 8 program is 0.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Coral Gables, FL, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.0%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$290$3,130$2,840
2 Bedroom$290$3,200$3,490
3 Bedroom-$2,440$6,950$4,510
4 Bedroom-$720$6,000$5,280

Affordability — Coral Gables, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio12.4
Median Home Price$1,802,000
Median Household Income$125,000

Coral Gables, FL — ZIP Code Boundary Map

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Frequently Asked Questions