Westchester, Miami, FL33155

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$695,000
3.1% YoY Growth
Median Household Income
$79,300
24.5% 5-Year Growth
Days on Market
64
23.0% Longer than last year
Home Price Forecast
2.0%
Median Rent
$3,000
0.6% YoY Growth
1-Bed Rent
$1,750
1.1% YoY Growth
2-Bed Rent
$2,800
0.3% YoY Growth
3-Bed Rent
$4,100
8.7% YoY Growth

Property Listings — Westchester, Miami, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Westchester, Miami, FL is 64. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$840,0003.0%
Listing Count
17115.0%
Listings as % of Homes0.8%15.0%
Days on Market
6423.0%
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Demographics — Westchester, Miami, FL

As of the latest ACS Survey released in 2023, Westchester, Miami, FL has a population of 43,100, which has decreased by -9.1% over the past 5 years. Westchester, Miami, FL is a moderately popular place for families, as children make up 16.9% of the population. The area has a moderately educated workforce, with 37.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,100-9.1%
% Under 18
16.9%-1.7%
% Seniors
20.4%7.9%
% WFH
17.1%159.1%
% w/ College Degree
37.1%13.8%
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As of the latest ACS Survey released in 2023, Westchester, Miami, FL is a predominantly hispanic area, with 84.1% of the population identifying as hispanic. The hispanic population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Westchester, Miami, FL is white, making up 11.5% of the population. Foreign-born residents account for 56.4% of the population in Westchester, Miami, FL, and this percentage has increased by 1.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
11.5%-6.5%
% Black
1.7%-19.0%
% Hispanic
84.1%-1.3%
% Asian
1.5%50.0%
% Foreign Born
56.4%1.1%
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Mortgage and Risk — Westchester, Miami, FL

According to HUD data as of 2023, there were 483 mortgage originations in Westchester, Miami, FL, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Westchester, Miami, FL. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
483
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Westchester, Miami, FL

As of 2024, the percent of homes in Westchester, Miami, FL under the Section 8 program is 2.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Westchester, Miami, FL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
139
Total Units Section 8
139
% Rentals under Section 8
2.6%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$460$1,750$2,210
2 Bedroom-$90$2,800$2,710
3 Bedroom-$600$4,100$3,500
4 Bedroom-$900$5,000$4,100

Affordability — Westchester, Miami, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.7
Median Home Price$695,000
Median Household Income$79,300

Westchester, Miami, FL — ZIP Code Boundary Map

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Frequently Asked Questions