Delray Beach, FL33444

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$494,000
3.8% YoY Growth
Median Household Income
$74,800
40.2% 5-Year Growth
Days on Market
82
21.0% Longer than last year
Home Price Forecast
2.1%
Median Rent
$2,950
3.2% YoY Growth
1-Bed Rent
$2,190
6.5% YoY Growth
2-Bed Rent
$2,750
3.8% YoY Growth
3-Bed Rent
$4,200
4.0% YoY Growth

Other Zip Codes in Delray Beach, FL

Property Listings — Delray Beach, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Delray Beach, FL is 82. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$820,0004.0%
Listing Count
2286.0%
Listings as % of Homes1.3%6.0%
Days on Market
8221.0%
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Demographics — Delray Beach, FL

As of the latest ACS Survey released in 2023, Delray Beach, FL has a population of 23,200, which has decreased by -2.3% over the past 5 years. Delray Beach, FL is a moderately popular place for families, as children make up 17.6% of the population. The area has a moderately educated workforce, with 33.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,200-2.3%
% Under 18
17.6%-9.7%
% Seniors
17.2%15.4%
% WFH
12.9%138.9%
% w/ College Degree
33.2%37.8%
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As of the latest ACS Survey released in 2023, Delray Beach, FL is a predominantly black area, with 47.7% of the population identifying as black. The black population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Delray Beach, FL is white, making up 34.7% of the population. Foreign-born residents account for 24.1% of the population in Delray Beach, FL, and this percentage has increased by 2.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
34.7%-6.5%
% Black
47.7%-2.3%
% Hispanic
12.9%12.2%
% Asian
1.3%62.5%
% Foreign Born
24.1%2.1%
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Mortgage and Risk — Delray Beach, FL

According to HUD data as of 2023, there were 276 mortgage originations in Delray Beach, FL, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Delray Beach, FL. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
276
% Conventional Loans
91.0%
% Government Loans
9.0%
% Investor Loans
5.0%
% Second Loans
6.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Delray Beach, FL

As of 2024, the percent of homes in Delray Beach, FL under the Section 8 program is 15.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Delray Beach, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
659
Total Units Section 8
646
% Rentals under Section 8
15.7%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$340$2,190$1,850
2 Bedroom-$540$2,750$2,210
3 Bedroom-$1,310$4,200$2,890
4 Bedroom-$2,500$5,950$3,450

Affordability — Delray Beach, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.6
Median Home Price$494,000
Median Household Income$74,800

Delray Beach, FL — ZIP Code Boundary Map

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Frequently Asked Questions