Palm Springs, FL33461

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$298,000
5.0% YoY Growth
Median Household Income
$61,200
49.0% 5-Year Growth
Days on Market
93
11.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$2,000
3.7% YoY Growth
1-Bed Rent
$1,550
1.9% YoY Growth
2-Bed Rent
$2,000
2.9% YoY Growth
3-Bed Rent
$2,600
2.1% YoY Growth

Property Listings — Palm Springs, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Palm Springs, FL is 93. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$130,000-6.0%
Listing Count
2686.0%
Listings as % of Homes0.9%6.0%
Days on Market
9311.0%
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Demographics — Palm Springs, FL

As of the latest ACS Survey released in 2023, Palm Springs, FL has a population of 49,200, which has increased by 6.3% over the past 5 years. Palm Springs, FL is a moderately popular place for families, as children make up 21.4% of the population. The area has a poorly educated workforce, with 17.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
49,2006.3%
% Under 18
21.4%-11.2%
% Seniors
13.2%-1.5%
% WFH
4.1%70.8%
% w/ College Degree
17.5%15.1%
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As of the latest ACS Survey released in 2023, Palm Springs, FL is a predominantly hispanic area, with 58.6% of the population identifying as hispanic. The hispanic population has grown by 11.4% in the last 5 years. The second most common race or ethnicity in Palm Springs, FL is white, making up 19.6% of the population. Foreign-born residents account for 52.1% of the population in Palm Springs, FL, and this percentage has increased by 29.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
19.6%-32.4%
% Black
17.9%4.1%
% Hispanic
58.6%11.4%
% Asian
2.1%110.0%
% Foreign Born
52.1%29.9%
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Mortgage and Risk — Palm Springs, FL

According to HUD data as of 2023, there were 486 mortgage originations in Palm Springs, FL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Palm Springs, FL. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
486
% Conventional Loans
66.0%
% Government Loans
34.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Palm Springs, FL

As of 2024, the percent of homes in Palm Springs, FL under the Section 8 program is 3.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Palm Springs, FL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
248
Total Units Section 8
246
% Rentals under Section 8
3.5%
% Occupied Section 8
82.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$110$1,550$1,660
2 Bedroom-$20$2,000$1,980
3 Bedroom-$10$2,600$2,590
4 Bedroom$130$2,960$3,090

Affordability — Palm Springs, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$298,000
Median Household Income$61,200

Palm Springs, FL — ZIP Code Boundary Map

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Frequently Asked Questions