Dade City, FL33525

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$348,000
3.2% YoY Growth
Median Household Income
$69,700
31.8% 5-Year Growth
Days on Market
90
8.0% Longer than last year
Home Price Forecast
0.4%
Median Rent
$1,670
0.0% YoY Growth
1-Bed Rent
$1,000
2.8% YoY Growth
2-Bed Rent
$1,500
5.1% YoY Growth
3-Bed Rent
$1,930
10.0% YoY Growth

Property Listings — Dade City, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Dade City, FL is 90. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$428,000-2.0%
Listing Count
154-3.0%
Listings as % of Homes1.8%-3.0%
Days on Market
908.0%
Loading chart...

Demographics — Dade City, FL

As of the latest ACS Survey released in 2023, Dade City, FL has a population of 20,200, which has decreased by -1.1% over the past 5 years. Dade City, FL is a moderately popular place for families, as children make up 22.5% of the population. The area has a moderately educated workforce, with 28.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
20,200-1.1%
% Under 18
22.5%21.6%
% Seniors
26.4%6.0%
% WFH
13.2%153.8%
% w/ College Degree
28.3%32.9%
Loading chart...

As of the latest ACS Survey released in 2023, Dade City, FL is a predominantly white area, with 76.2% of the population identifying as white. The white population has grown by 3.8% in the last 5 years. The second most common race or ethnicity in Dade City, FL is hispanic, making up 16.3% of the population. Foreign-born residents account for 5.9% of the population in Dade City, FL, and this percentage has decreased by 37.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
76.2%3.8%
% Black
3.6%-49.3%
% Hispanic
16.3%-5.8%
% Asian
0.9%0.0%
% Foreign Born
5.9%-37.2%
Loading chart...

Mortgage and Risk — Dade City, FL

According to HUD data as of 2023, there were 471 mortgage originations in Dade City, FL, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Dade City, FL. Investor activity is low, as 1.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
471
% Conventional Loans
58.0%
% Government Loans
42.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
6.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Dade City, FL

As of 2024, the percent of homes in Dade City, FL under the Section 8 program is 6.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Dade City, FL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
94
Total Units Section 8
90
% Rentals under Section 8
6.1%
% Occupied Section 8
70.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$180$1,000$1,180
2 Bedroom-$110$1,500$1,390
3 Bedroom-$150$1,930$1,780
4 Bedroom-$180$2,350$2,170

Affordability — Dade City, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.1
Median Home Price$348,000
Median Household Income$69,700

Dade City, FL — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions