Lithia, FL33547

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$517,000
3.3% YoY Growth
Median Household Income
$122,000
18.0% 5-Year Growth
Days on Market
66
3.0% Shorter than last year
Home Price Forecast
0.4%
Median Rent
$2,580
7.6% YoY Growth
1-Bed Rent
$1,050
28.6% YoY Growth
2-Bed Rent
$1,900
0.5% YoY Growth
3-Bed Rent
$2,360
0.0% YoY Growth

Property Listings — Lithia, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Lithia, FL is 66. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$549,000-6.0%
Listing Count
17513.0%
Listings as % of Homes1.4%13.0%
Days on Market
66-3.0%
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Demographics — Lithia, FL

As of the latest ACS Survey released in 2023, Lithia, FL has a population of 31,300, which has increased by 26.0% over the past 5 years. Lithia, FL is a popular place for families, as children make up 30.9% of the population. The area has a highly educated workforce, with 45.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
31,30026.0%
% Under 18
30.9%-8.3%
% Seniors
12.0%20.0%
% WFH
21.6%122.7%
% w/ College Degree
45.9%-13.7%
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As of the latest ACS Survey released in 2023, Lithia, FL is a predominantly white area, with 67.3% of the population identifying as white. The white population has shrunk by 10.6% in the last 5 years. The second most common race or ethnicity in Lithia, FL is hispanic, making up 14.7% of the population. Foreign-born residents account for 10.9% of the population in Lithia, FL, and this percentage has increased by 18.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
67.3%-10.6%
% Black
6.6%34.7%
% Hispanic
14.7%15.7%
% Asian
4.6%0.0%
% Foreign Born
10.9%18.5%
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Mortgage and Risk — Lithia, FL

According to HUD data as of 2023, there were 54 mortgage originations in Lithia, FL, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Lithia, FL. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
54
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
0.0%
% Second Loans
2.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Lithia, FL

As of 2024, the percent of homes in Lithia, FL under the Section 8 program is 2.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Lithia, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
70
Total Units Section 8
70
% Rentals under Section 8
2.2%
% Occupied Section 8
95.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$1,480$1,050$2,530
2 Bedroom$1,070$1,900$2,970
3 Bedroom$1,440$2,360$3,800
4 Bedroom$1,840$2,780$4,620

Affordability — Lithia, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$517,000
Median Household Income$122,000

Lithia, FL — ZIP Code Boundary Map

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Frequently Asked Questions