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Clearwater, FL—33755

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$330,000
7.8% YoY Growth
Household Income
$59,600
51.1% YoY Growth
Days on Market
76
11.0% Shorter YoY
Home Price Forecast
1.0%
Median Rent
$2,200
1.2% YoY Growth
1-Bed Rent
$1,400
6.6% YoY Growth
2-Bed Rent
$2,100
14.5% YoY Growth
3-Bed Rent
$2,450
5.6% YoY Growth

Other Zip Codes in Clearwater, FL

3376733764337633376533756337593376133762
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Clearwater, FL

As of Dec '25, the median home price in Clearwater, FL is $330,000, with a year-over-year change of -7.8%. This indicates that home prices in Clearwater, FL are decreasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$330,000-7.8%
Single Family $332,000-7.8%
Condos $287,000-8.9%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $148,000
    -10.3%
    2 Bed
    		$308,000-7.5%
    3 Bed
    		$374,000-6.5%
    4 Bed
    		$437,000-5.4%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    4.0%
    1 Bedroom
    13.3%
    2 Bedrooms
    44.3%
    3 Bedrooms
    31.3%
    4 Bedrooms
    5.8%
    5+ Bedrooms
    1.3%

    Rental Trends — Clearwater, FL

    As of July '25, Rentcast reports the average rent in Clearwater, FL is $2,460, with a year-over-year rent change of 1.2%. Per bedroom, the median rent as of July '25 in Clearwater, FL is studios: $1,350, 1-bedrooms: $1,550, 2-bedrooms: $2,690, 3-bedrooms: $2,680, 4-bedrooms: $2,920. The most common rental property sizes in Clearwater, FL are 2-bedroom and 1-bedroom, accounting for 50.3% and 24.4% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,200$2,460
    Studio Rent $1,400$1,350
    1 Bed Rent $1,400$1,550
    2 Bed Rent $2,100$2,690
    3 Bed Rent $2,450$2,680
    4 Bed Rent $2,500$2,920
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    % of Rental Stock

    Studio
    5.6%
    1 Bedroom
    24.4%
    2 Bedrooms
    50.3%
    3 Bedrooms
    13.8%
    4 Bedrooms
    5.0%
    5+ Bedrooms
    0.9%

    Property Listings — Clearwater, FL

    As of Dec '25, Realtor.com reports that the median days on market for a home in Clearwater, FL is 67. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$445,00010.0%
    Listing Count
    		171-3.0%
    Listings as % of Homes1.0%-3.0%
    Days on Market
    		76-11.0%
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    Demographics — Clearwater, FL

    As of the latest ACS Survey released in 2023, Clearwater, FL has a population of 28,100, which has increased by 10.3% over the past 5 years. Clearwater, FL is a moderately popular place for families, as children make up 19.1% of the population. The area has a poorly educated workforce, with 24.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.7% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		28,10010.3%
    % Under 18
    		19.1%-15.9%
    % Seniors
    		16.5%9.3%
    % WFH
    		19.7%131.8%
    % w/ College Degree
    		24.6%23.0%
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    As of the latest ACS Survey released in 2023, Clearwater, FL is a predominantly white area, with 54.0% of the population identifying as white. The white population has grown by 12.7% in the last 5 years. The second most common race or ethnicity in Clearwater, FL is black, making up 21.7% of the population. Foreign-born residents account for 15.3% of the population in Clearwater, FL, and this percentage has decreased by 5.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		54.0%12.7%
    % Black
    		21.7%-22.5%
    % Hispanic
    		17.2%-17.3%
    % Asian
    		2.6%116.7%
    % Foreign Born
    		15.3%-5.6%
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    Mortgage and Risk — Clearwater, FL

    According to HUD data as of 2023, there were 450 mortgage originations in Clearwater, FL, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Clearwater, FL. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		450
    % Conventional Loans
    		79.0%
    % Government Loans
    		21.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		5.0%
    % Cash Out Refinance
    		14.0%
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    Rentals and Section 8 — Clearwater, FL

    As of 2024, the percent of homes in Clearwater, FL under the Section 8 program is 18.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Clearwater, FL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		833
    Total Units Section 8
    		772
    % Rentals under Section 8
    		18.1%
    % Occupied Section 8
    		70.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$70$1,400$1,470
    2 Bedroom-$380$2,100$1,720
    3 Bedroom-$250$2,450$2,200
    4 Bedroom$180$2,500$2,680

    Affordability — Clearwater, FL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio5.9
    Median Home Price$330,000
    Median Household Income$59,600

    Clearwater, FL — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Clearwater, FL

    33765

    Clearwater, FL

    33756

    Clearwater, FL

    33763

    Clearwater, FL

    33767

    Dunedin, FL

    34698

    Frequently Asked Questions